Every UK mortgage calculator, in one place
14 categories covering affordability, repayments, remortgages, buy-to-let, stamp duty, overpayments, equity and more — built around real UK lender rules and paired with a free vetted-broker sense-check.
Affordability
Mortgage affordability calculator
How much a UK lender is likely to lend you based on income, commitments and deposit.
Open calculatorsRepayments
Mortgage repayment calculator
Monthly capital & interest payments, total cost and interest across the term.
Open calculatorsBorrowing & LTV
Loan-to-value (LTV) calculator
Work out your LTV band and which rate tier you'll fall into.
Open calculatorsRemortgage
Remortgage savings calculator
See how much you could save by switching to a new rate.
Open calculatorsFirst-Time Buyer
First-time buyer affordability calculator
Deposit, borrowing and SDLT relief for first purchases.
Open calculatorsBuy-to-Let
Buy-to-let mortgage calculator
Max BTL loan based on rent, stress rate and ICR.
Open calculatorsEquity
Home equity calculator
How much equity you hold and how much you could release.
Open calculatorsCosts & Stamp Duty
Stamp Duty calculator
SDLT for England & NI, plus a full cost-of-buying estimate.
Open calculatorsOverpayments
Mortgage overpayment calculator
How much interest and time you save with regular or lump-sum overpayments.
Open calculatorsComparison
Rent vs buy calculator
Compare the long-run cost of renting vs. buying the same home.
Open calculatorsSpecialist Mortgages
Self-employed mortgage calculator
Realistic borrowing for sole traders, ltd company directors and contractors.
Open calculatorsRefinance & Switching
Fixed-rate expiry impact calculator
See what happens to your payment when your fix ends.
Open calculatorsIncome
Salary to mortgage calculator
Turn a salary (plus bonus/overtime) into an indicative maximum loan.
Open calculatorsInvestment
Rental yield & BTL ROI calculator
Gross yield, net yield and cash-on-cash ROI for a rental property.
Open calculators