Mortgage Brokers in Wiltshire

Total Result 20 - Page 1

HSBC Bank plc

HSBC Bank plc

The Forum, Marlborough Rd, Old Town , Swindon , Wiltshire , SN3 1QN 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

HSBC Bank plc

HSBC Bank plc

The Lock Canal Walk , Swindon , Wiltshire , SN1 1LD 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Zest Home Loans Ltd

Zest Home Loans Ltd

Park House, Church Place , Swindon , Wiltshire , SN1 5ED 0870 1202182

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Mortgage Force

Mortgage Force

208 Rodbourne Rd , Swindon , Wiltshire , SN2 2AA 01793 511944

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Lock Mortgages

Lock Mortgages

8 Hatch Rd, Stratton St. Margaret , Swindon , Wiltshire , SN3 4XY 0845 0941610

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Premier Financial Management

Premier Financial Management

25 Risingham Mead, Westlea , Swindon , Wiltshire , SN5 7AX 01793 877557

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Active Mortgage Management

Active Mortgage Management

24 Ellsham Way , Swindon , Wiltshire , SN25 4TJ 01793 704286

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Christies Mortgage Services Ltd

Christies Mortgage Services Ltd

26 Cabot Drive, Grange Park , Swindon , Wiltshire , SN5 6HG 01793 882270

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Absolutely Independent Financial Advisers Ltd

Absolutely Independent Financial Advisers Ltd

25 Lancaster Rd, Wroughton , Swindon , Wiltshire , SN4 9HJ 01793 813194

Absolutely Independent Financial Advisers Ltd is an expert firm offering high-quality financial advice and consultations. Our monetary advisors are certified, skilled, skilled, and can assist you with...

Grovelawn Insurance Services Ltd

Grovelawn Insurance Services Ltd

Gemini House, Hargreaves Rd, Groundwell Industrial Estate , Swindon , Wiltshire , SN25 5AZ 0845 4582633

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MJH Financial Solutions

MJH Financial Solutions

111a High St, Royal Wootton Bassett , Swindon , Wiltshire , SN4 7AU 01793 950846

MJH Financial Solutions is a small successful Financial Services Provider run by its proprietor and founder Mike Hiner from our workplace in Royal Wootton Bassett. As an enterprise proprietor, I'm dev...

The Coventry

The Coventry

High Street , SWINDON , Wiltshire , SN4 7AX 01793 850511

The Coventry Building Society offer a wide range of financial services including the administering of mortgages, saving accounts and financial advice. They also have ATM machines....

Only Mortgages

Only Mortgages

Carlton House, Maundrell Rd , Calne , Wiltshire , SN11 9PU 01249 818972

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Affordable Mortgages

Affordable Mortgages

P.O Box 3891 , Westbury , Wiltshire , BA13 3WQ 0845 3306531

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One 77 Financial Solutions

One 77 Financial Solutions

6 Summerleaze , Corsham , Wiltshire , SN13 9EQ 01225 811192

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Affordable Mortgages Ltd

Affordable Mortgages Ltd

Wessex House, 40, Station Rd , Westbury , Wiltshire , BA13 3JN 01373 300075

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HSBC Bank plc

HSBC Bank plc

46 Fore St , Trowbridge , Wiltshire , BA14 8EL 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Barclays Bank plc

Barclays Bank plc

Fore St , Trowbridge , Wiltshire , BA14 8HY 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

William Lowden & Associates Ltd

William Lowden & Associates Ltd

Brook Farm, Ashton Common, Steeple Ashton , Trowbridge , Wiltshire , BA14 6DT 01225 767472

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The Coventry

The Coventry

23 High Street , MELKSHAM , Wiltshire , SN12 6JY 01225 702593

The Coventry Building Society offer a wide range of financial services including the administering of mortgages, saving accounts and financial advice. They also have ATM machines....


If you are looking for mortgage brokers in Wiltshire, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Wiltshire.

All the mortgage brokers in Wiltshire available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Wiltshire solutions including mortgage in Wiltshire advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Wiltshire is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Wiltshire advisor when to seek advice, where to get free mortgage in Wiltshire advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Wiltshire?

Mortgage in Wiltshire advice: Yes or no?

Risks of not getting mortgage in Wiltshire advice.
Speak to your bank and people you know
When to approach a mortgage in Wiltshire adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Wiltshire

How to choose the right mortgage in Wiltshire?

The mortgage in Wiltshire market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Wiltshire advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Wiltshire and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Wiltshire advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Wiltshire to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Wiltshire repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Wiltshire credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Wiltshire for you.

When you choose your own mortgage in Wiltshire without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Wiltshire advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Wiltshire. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Wiltshire, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Wiltshire advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Wiltshire decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Wiltshire advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Wiltshire will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Wiltshire, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Wiltshire advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Wiltshire adviser?

A mortgage broker in Wiltshire or advisor is a specialist in mortgages in Wiltshire and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Wiltshire products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Wiltshire advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Wiltshire advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Wiltshire advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Wiltshire, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Wiltshire independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Wiltshire into account, beyond the interest rate.
They should only recommend a mortgage in Wiltshire that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Wiltshire proves unsuitable to you.
Finding a mortgage in Wiltshire advisor

Following are some of the top websites for finding details about mortgage in Wiltshire advisors in Wiltshire and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Wiltshire advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Wiltshire.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Wiltshire illustration document(s). This document outlines the terms and conditions of the mortgage in Wiltshire along with the details of the loan. As it contains all the key facts on the mortgage in Wiltshire, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Wiltshire. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Wiltshire:

What most people look for while going for a mortgage in Wiltshire is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Wiltshire fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Wiltshire will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Wiltshire before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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