Mortgage Brokers in West Yorkshire

Total Result 110 - Page 1

Woolich Mortgage Servicing

Woolich Mortgage Servicing

Po Box Hk444 , Leeds , West Yorkshire , LS11 0BB 0800 0224022

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HSBC Bank plc

HSBC Bank plc

P.O Box 105, 33, Park Row , Leeds , West Yorkshire , LS1 1LD 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Connect Mortgage Solutions

Connect Mortgage Solutions

6 East Street , Leeds , West Yorkshire , LS2 7AP 0113 3801971

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John O'Hearne Mortgage & Lending Solutions

John O'Hearne Mortgage & Lending Solutions

P.O Box 166 , Leeds , West Yorkshire , LS9 1BE 0845 2930932

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Mortgages Uk-Wide

Mortgages Uk-Wide

11 Chandos Garth , Leeds , West Yorkshire , LS8 1QY 0845 0944335

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Mortgages Uk-Wide

Mortgages Uk-Wide

11 Chandos Garth , Leeds , West Yorkshire , LS8 1QY 0845 0944335

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HSBC Bank plc

HSBC Bank plc

108 Harrogate Rd, Chapel Allerton , Leeds , West Yorkshire , LS7 4NU 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

West Riding

West Riding

655 Scott Hall Rd , Leeds , West Yorkshire , LS17 5PD 0113 226 8898

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Premier Buy to Let Mortgages

Premier Buy to Let Mortgages

19 Wycliffe Drive , Leeds , West Yorkshire , LS17 6DS 0113 237 0111

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Leeds Building Society

Leeds Building Society

4-5 Harrogate Parade , Leeds , West Yorkshire , LS17 6PX 0113 225 8680

Leeds & Holbeck Building Society offer a range of financial services including mortgages, investments, savings, deposits, insurance and financial advice....

UpFront Financial Services

UpFront Financial Services

35 Old Rd Churwell, Morley , Leeds , West Yorkshire , LS27 7RS 0113 345 0862

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Progressive Mortgage Consultants Ltd

Progressive Mortgage Consultants Ltd

Suite 5 & 7, Albion Chambers, Albion St, Morley , Leeds , West Yorkshire , LS27 8DT 0844 3351440

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Equity Advice Line Ltd

Equity Advice Line Ltd

3 Hertford Close , Leeds , West Yorkshire , LS15 9ER 0800 0853181

Equity Advice Line Ltd provides a complete vary of equity release merchandise from throughout the market, however, we don't provide offers that you would be able to solely get hold of by going on to t...

Citri - Mortgage Professionals

Citri - Mortgage Professionals

28 The Wickets, Colton , Leeds , West Yorkshire , LS15 9HZ 0871 2342080

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Mortgage Advisor

Mortgage Advisor

44 Sussex Avenue, Horsforth , Leeds , West Yorkshire , LS18 5NN 0113 281 8251

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HSBC Bank plc

HSBC Bank plc

62 Crossgates Centre, Crossgates , Leeds , West Yorkshire , LS15 8EU 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Vee Motgages LLP

Vee Motgages LLP

Texas St, Morley , Leeds , West Yorkshire , LS27 0HG 0870 7427050

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Cottond Financial Planning

Cottond Financial Planning

Ashley House, Ashley Industrial Estate , Ossett , West Yorkshire , WF5 9JD 01924 276445

For all aspects of financial planning take independent advice from Cottons. Buying a house is the largest financial committment you are likely to make so make sure you get the best independent advice...

HSBC Bank plc

HSBC Bank plc

Queen St, Morley , Leeds , West Yorkshire , LS27 8DY 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Leeds Building Society

Leeds Building Society

80 Town St , Leeds , West Yorkshire , LS18 4AP 0113 258 1668

Leeds & Holbeck Building Society offer a range of financial services including mortgages, investments, savings, deposits, insurance and financial advice....


If you are looking for mortgage brokers in West Yorkshire, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in West Yorkshire.

All the mortgage brokers in West Yorkshire available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in West Yorkshire solutions including mortgage in West Yorkshire advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in West Yorkshire is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in West Yorkshire advisor when to seek advice, where to get free mortgage in West Yorkshire advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in West Yorkshire?

Mortgage in West Yorkshire advice: Yes or no?

Risks of not getting mortgage in West Yorkshire advice.
Speak to your bank and people you know
When to approach a mortgage in West Yorkshire adviser
Browse through different websites
Factors to be considered before choosing a mortgage in West Yorkshire

How to choose the right mortgage in West Yorkshire?

The mortgage in West Yorkshire market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in West Yorkshire advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in West Yorkshire and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in West Yorkshire advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in West Yorkshire to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in West Yorkshire repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in West Yorkshire credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in West Yorkshire for you.

When you choose your own mortgage in West Yorkshire without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in West Yorkshire advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in West Yorkshire. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in West Yorkshire, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in West Yorkshire advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in West Yorkshire decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in West Yorkshire advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in West Yorkshire will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in West Yorkshire, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in West Yorkshire advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in West Yorkshire adviser?

A mortgage broker in West Yorkshire or advisor is a specialist in mortgages in West Yorkshire and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in West Yorkshire products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in West Yorkshire advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in West Yorkshire advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in West Yorkshire advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in West Yorkshire, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in West Yorkshire independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in West Yorkshire into account, beyond the interest rate.
They should only recommend a mortgage in West Yorkshire that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in West Yorkshire proves unsuitable to you.
Finding a mortgage in West Yorkshire advisor

Following are some of the top websites for finding details about mortgage in West Yorkshire advisors in West Yorkshire and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in West Yorkshire advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in West Yorkshire.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in West Yorkshire illustration document(s). This document outlines the terms and conditions of the mortgage in West Yorkshire along with the details of the loan. As it contains all the key facts on the mortgage in West Yorkshire, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in West Yorkshire. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in West Yorkshire:

What most people look for while going for a mortgage in West Yorkshire is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in West Yorkshire fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in West Yorkshire will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in West Yorkshire before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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