Mortgage Brokers in Telford

Total Result 24 - Page 1

Henshall Wealth Management Ltd

Henshall Wealth Management Ltd

308 Grosvenor House, Hollinswood Rd , Telford , TF2 9TW 01952 210680

Our hand-picked advisory staff is comprised of two registered financial advisers with a total of over fifty year’s experience in the financial services industry. Together they are a major provider o...

Halifax

Halifax

121 Ashdown Lane, The Telford Centre , Telford , TF3 4AH 0345 720 3040

Halifax is a unique bank on the high street. Halifax colleagues go the extra mile to make things easier for customers, removing barriers and complexity from their everyday lives whether in a branch, o...

Nationwide Building Society

Nationwide Building Society

Unit 204 Dean St, Town Shopping Centre , Telford , TF3 4BT 0800 554 0547

As a mutual, we’re owned by, and run for, the benefit of our members* – meaning we’re free to reinvest more of our profits into improving products and services. Last year alone, we paid back hal...

Mortgage Advice Bureau

Mortgage Advice Bureau

56 Southwater Arcade , Telford , TF3 4DE 01952 291722

...

Howard Bethel Financial Services

Howard Bethel Financial Services

2 Cotswold Drive , Telford , TF3 2NR 07973 884979

Mortgages, Buy to Let, Life Assurance Critical Illness Cover, Income protection, buildings & content insurance etc. I know how important it is to keep costs to a minimum. It's why I offer a f...

NatWest Bank plc

NatWest Bank plc

217 Dean St, Town Centre , Telford , TF3 4BT 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Barclays Bank plc

Barclays Bank plc

123 Ashdown Lane, Telford Centre , Telford , TF3 4AD 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Santander

Santander

49 Southwater, The Telford Centre , Telford , TF3 4DJ 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Brooklands Mortgage Services

Brooklands Mortgage Services

2 Woodrush Heath, The Rock , Telford , TF3 5DL 01952 523075

...

Royal Bank of Scotland

Royal Bank of Scotland

Syer House Stafford Court , Telford , TF3 3BD 0345 724 2424

The Royal Bank of Scotland PLC offers many services including loans, mortgages, financial advice and foreign exchange....

Mortgage Advice Bureau

Mortgage Advice Bureau

6 Oxford St , Telford , TF2 6AA 01952 620021

...

Kay Independent Financial Advisory

Kay Independent Financial Advisory

1 St. Georges Institute, Church St, St. Georges , Telford , TF2 9JZ 01952 877806

The company was built to provide affordable financial advice and services to people of all classes, and not just the financially elite - as is the case with many IFAs. Kay IFA has established itself a...

Mortgage Advice Bureau

Mortgage Advice Bureau

1 Church St, Wellington , Telford , TF1 1DD 01952 221200

...

Unison Finance

Unison Finance

Athena House Wellington Rd, Donnington , Telford , TF2 8AJ 01952 273798

...

Lloyds Bank

Lloyds Bank

8 Wrekin Drive, Donnington , Telford , TF2 8DR 0345 300 0000

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

Nationwide Building Society

Nationwide Building Society

44 New St, Wellington , Telford , TF1 1SW 0800 554 0533

As a mutual, we’re owned by, and run for, the benefit of our members* – meaning we’re free to reinvest more of our profits into improving products and services. Last year alone, we paid back hal...

Barclays Bank plc

Barclays Bank plc

73 High St, Madeley , Telford , TF7 5AH 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Lloyds Bank

Lloyds Bank

9 High St, Madeley , Telford , TF7 5AQ 0345 300 0000

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

Halifax

Halifax

Duke St, Wellington , Telford , TF1 1BJ 0345 720 3040

Halifax is a unique bank on the high street. Halifax colleagues go the extra mile to make things easier for customers, removing barriers and complexity from their everyday lives whether in a branch, o...

Apley Castle Mortgages Ltd

Apley Castle Mortgages Ltd

17a Church St, Wellington , Telford , TF1 1DD 01952 253253

Apley Castle Mortgages Ltd was established over 10 years in the past by Gary Whitby. We perceive that buying a property might be your best financial dedication, due to this fact it will be importan...


If you are looking for mortgage brokers in Telford, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Telford.

All the mortgage brokers in Telford available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Telford solutions including mortgage in Telford advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Telford is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Telford advisor when to seek advice, where to get free mortgage in Telford advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Telford?

Mortgage in Telford advice: Yes or no?

Risks of not getting mortgage in Telford advice.
Speak to your bank and people you know
When to approach a mortgage in Telford adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Telford

How to choose the right mortgage in Telford?

The mortgage in Telford market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Telford advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Telford and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Telford advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Telford to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Telford repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Telford credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Telford for you.

When you choose your own mortgage in Telford without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Telford advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Telford. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Telford, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Telford advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Telford decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Telford advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Telford will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Telford, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Telford advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Telford adviser?

A mortgage broker in Telford or advisor is a specialist in mortgages in Telford and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Telford products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Telford advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Telford advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Telford advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Telford, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Telford independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Telford into account, beyond the interest rate.
They should only recommend a mortgage in Telford that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Telford proves unsuitable to you.
Finding a mortgage in Telford advisor

Following are some of the top websites for finding details about mortgage in Telford advisors in Telford and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Telford advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Telford.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Telford illustration document(s). This document outlines the terms and conditions of the mortgage in Telford along with the details of the loan. As it contains all the key facts on the mortgage in Telford, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Telford. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Telford:

What most people look for while going for a mortgage in Telford is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Telford fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Telford will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Telford before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

WhatsApp

Email us