Mortgage Brokers in Solihull

Total Result 44 - Page 1

Senate Home Ltd

Senate Home Ltd

49 Station Rd, Knowle , Solihull , B93 0HN 0121 647 3584

At Senate Home, we imagine that arranging and discovering probably the most appropriate mortgage and safety ought to be straightforward, without comprising the professionalism and recommendation that'...

Plus Mortgages

Plus Mortgages

1 Whateley Hall Close, Knowle , Solihull , B93 9NL 01564 651291

...

Argyle Fox Finance

Argyle Fox Finance

2 Silverbirch Rd , Solihull , B91 2PJ 0121 704 3191

Argyle Fox Finance is unbiased mortgage brokers providing recommendation, suggestion, and mortgage association to shoppers in Solihull, Birmingham, and the West Midlands. We're based mostly within the...

The Right Mortgage & Protection Networks

The Right Mortgage & Protection Networks

Old Bank House, 50, St. Johns Close, Knowle , Solihull , B93 0NN 01564 732744

Stretton Financial Solutions is a nicely established Impartial Mortgage dealer based mostly in Knowle. We're dedicated to offering the very best recommendation to our shoppers on a spread of Merchandi...

The Right Equity Release

The Right Equity Release

Croft House 21d Station Rd, Knowle , Solihull , B93 0HL 0800 612 6755

In the event you’re a house owner over the age of 55, then you can unlock tax-free money tied up in your property and use it how you want to be able to take pleasure in your retirement. The Right...

Select Wealth Management

Select Wealth Management

Suite 11 Box Trees Farm, Stratford Rd, Hockley Heath , Solihull , B94 6EA 07800 912628

As financial advisers, we offer people and companies with recommendations on sensible and related options to assist them to fulfill their financial goals. Among the key areas with recommendations are ...

Mortgage Advice Bureau

Mortgage Advice Bureau

1626 High St, Knowle , Solihull , B93 0JU 01564 770707

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Mortgage Advice Bureau

Mortgage Advice Bureau

Malvern House New Rd , Solihull , B91 3DL 0121 705 4040

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Moneywatch Finance

Moneywatch Finance

86 Hay Lane, Shirley , Solihull , B90 4EQ 0121 745 3347

THE CUSTOMER IS THE MOST IMPORTANT PERSON IN YOUR BUSINESS. FORGET THIS AND YOU'VE GOT NO BUSINESS. I make the issues of borrowing go away, whether or not it is to get a greater fee, transfer home,...

Senate Money

Senate Money

49 Station Rd, Knowle , Solihull , B93 0HN 01675 443878

...

Coventry Building Society

Coventry Building Society

62-66 Poplar Rd , Solihull , B91 3AB 0121 705 1116

The Coventry Building Society offer a wide range of financial services including the administering of mortgages, saving accounts and financial advice. They also have ATM machines....

West Bromwich Building Society

West Bromwich Building Society

11 Station Rd, Knowle , Solihull , B93 0HL 0345 241 7336

West Bromwich Building Society offer a range of mortgage, savings and financial planning services and products....

Point Me To

Point Me To

5 Greville Court 1665 High St, Knowle , Solihull , B93 0LL 01564 776016

Point Me To are a group of Mortgage advisors who provide a variety of companies in terms of shopping for or remortgaging your house. The relationships that we construct with our shoppers are underpinn...

Lloyds Bank

Lloyds Bank

1673-1675 High St, Knowle , Solihull , B93 0LL 0345 300 0000

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

Santander

Santander

10-12 Station Rd , Solihull , B91 3SQ 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Nationwide Building Society

Nationwide Building Society

6/8 Station Rd , Solihull , B91 3SH 0800 554 0502

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

Yorkshire Building Society

Yorkshire Building Society

37/41 High St , Solihull , B91 3SJ 0121 222 8132

At the current time, we ask that you only visit our branches and agencies to carry out essential transactions. Visit our website to find out what essential transactions are, how you can manage your fi...

Lloyds Bank

Lloyds Bank

9-11 Poplar Rd , Solihull , B91 3AN 0345 602 1997

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

Halifax

Halifax

92 High St , Solihull , B91 3TA 0345 720 3040

Halifax is a unique bank on the high street. Halifax colleagues go the extra mile to make things easier for customers, removing barriers and complexity from their everyday lives whether in a branch, o...

Skipton Building Society

Skipton Building Society

123-127 High St , Solihull , B91 3SR 0121 711 4311

Skipton Building Society is a building society with branches nationwide specialising in investments and long term saving plans....


If you are looking for mortgage brokers in Solihull, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Solihull.

All the mortgage brokers in Solihull available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Solihull solutions including mortgage in Solihull advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Solihull is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Solihull advisor when to seek advice, where to get free mortgage in Solihull advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Solihull?

Mortgage in Solihull advice: Yes or no?

Risks of not getting mortgage in Solihull advice.
Speak to your bank and people you know
When to approach a mortgage in Solihull adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Solihull

How to choose the right mortgage in Solihull?

The mortgage in Solihull market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Solihull advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Solihull and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Solihull advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Solihull to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Solihull repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Solihull credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Solihull for you.

When you choose your own mortgage in Solihull without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Solihull advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Solihull. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Solihull, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Solihull advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Solihull decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Solihull advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Solihull will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Solihull, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Solihull advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Solihull adviser?

A mortgage broker in Solihull or advisor is a specialist in mortgages in Solihull and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Solihull products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Solihull advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Solihull advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Solihull advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Solihull, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Solihull independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Solihull into account, beyond the interest rate.
They should only recommend a mortgage in Solihull that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Solihull proves unsuitable to you.
Finding a mortgage in Solihull advisor

Following are some of the top websites for finding details about mortgage in Solihull advisors in Solihull and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Solihull advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Solihull.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Solihull illustration document(s). This document outlines the terms and conditions of the mortgage in Solihull along with the details of the loan. As it contains all the key facts on the mortgage in Solihull, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Solihull. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Solihull:

What most people look for while going for a mortgage in Solihull is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Solihull fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Solihull will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Solihull before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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