Mortgage Brokers in Slough

Total Result 17 - Page 1

Lloyds Bank

Lloyds Bank

123 High St , Slough , SL1 1DH 0345 602 1997

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

Halifax

Halifax

145 High St , Slough , SL1 1EX 0345 720 3040

Halifax is a unique bank on the high street. Halifax colleagues go the extra mile to make things easier for customers, removing barriers and complexity from their everyday lives whether in a branch, o...

NatWest Bank plc

NatWest Bank plc

118 High St , Slough , SL1 1JH 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Berks Finance Ltd

Berks Finance Ltd

The Urban Building 3-9 Albert St , Slough , SL1 2BE 0800 999 3637

...

Nationwide Building Society

Nationwide Building Society

170 High St , Slough , SL1 1JP 0800 554 0329

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

One Place Mortgage Solutions Ltd

One Place Mortgage Solutions Ltd

37 Petersfield Avenue , Slough , SL2 5DZ 07901 643563

...

Barclays Bank plc

Barclays Bank plc

1 Queensmere , Slough , SL1 1DT 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Somal Mortgage & Financial Advisers Ltd

Somal Mortgage & Financial Advisers Ltd

3 Belgrave Rd , Slough , SL1 3RG 01753 424434

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The Mortgage Today Ltd

The Mortgage Today Ltd

419 Rochfords Gardens , Slough , SL2 5XF 07915 229729

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R B Mortgages

R B Mortgages

61 Westgate Crescent , Slough , SL1 5BX 01753 536525

R B Mortgages is nicely established and Instantly Approved by the FCA. Our Clients will be relaxation assured that they're coping with the agency the place Treating Customers Fairly (TCF) is central t...

Nationwide Building Society

Nationwide Building Society

308 Farnham Rd , Slough , SL2 1BT 0800 554 0354

As a mutual, we’re owned by, and run for, the benefit of our members* – meaning we’re free to reinvest more of our profits into improving products and services. Last year alone, we paid back hal...

Asset Plus

Asset Plus

98 High St, Burnham , Slough , SL1 7JT 01628 563355

We can information you thru a complete vary of mortgages and different related companies together with: Residential mortgages and remortgages – we've entry to over 25 lenders, which supplies us l...

Slough Mortgage Centre

Slough Mortgage Centre

Dorney House, 46-48a, High St, Burnham , Slough , SL1 7JP 01753 616731

Life has enough problems and complications - let us help you with what is normally the biggest financial headache - your mortgage. Whether you are a First Time Buyer, Moving Home or Re-mortgaging, Slo...

The Mortgage Advice Co (UK) Ltd

The Mortgage Advice Co (UK) Ltd

5 Sefton Paddock, Stoke Poges , Slough , SL2 4PT 01753 664488

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P Kumar Mortgage Adviser

P Kumar Mortgage Adviser

42 Lent Rise Rd, Burnham , Slough , SL1 7PH 07913 225726

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Nationwide Building Society

Nationwide Building Society

5 Willow Parade Meadfield Road, Langley , Slough , SL3 8HN 0800 554 1465

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...


If you are looking for mortgage brokers in Slough, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Slough.

All the mortgage brokers in Slough available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Slough solutions including mortgage in Slough advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Slough is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Slough advisor when to seek advice, where to get free mortgage in Slough advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Slough?

Mortgage in Slough advice: Yes or no?

Risks of not getting mortgage in Slough advice.
Speak to your bank and people you know
When to approach a mortgage in Slough adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Slough

How to choose the right mortgage in Slough?

The mortgage in Slough market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Slough advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Slough and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Slough advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Slough to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Slough repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Slough credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Slough for you.

When you choose your own mortgage in Slough without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Slough advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Slough. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Slough, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Slough advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Slough decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Slough advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Slough will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Slough, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Slough advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Slough adviser?

A mortgage broker in Slough or advisor is a specialist in mortgages in Slough and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Slough products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Slough advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Slough advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Slough advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Slough, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Slough independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Slough into account, beyond the interest rate.
They should only recommend a mortgage in Slough that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Slough proves unsuitable to you.
Finding a mortgage in Slough advisor

Following are some of the top websites for finding details about mortgage in Slough advisors in Slough and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Slough advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Slough.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Slough illustration document(s). This document outlines the terms and conditions of the mortgage in Slough along with the details of the loan. As it contains all the key facts on the mortgage in Slough, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Slough. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Slough:

What most people look for while going for a mortgage in Slough is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Slough fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Slough will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Slough before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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