Mortgage Brokers in Poole

Total Result 24 - Page 1

Blueberry Mortgages Bournemouth

Blueberry Mortgages Bournemouth

256 Ashley Rd , Poole , BH14 9BZ 07739 401037

Blueberry Mortgages (Bournemouth) was set up by David Mack (CeMAP) who specialises in mortgage and safety merchandise. David is a registered particular person with Blueberry Mortgages, a part of Blueb...

Barrett Mortgages

Barrett Mortgages

84 Ashley Rd , Poole , BH14 9BN 01202 733809

At Barrett Mortgages we've got constructed our fame over the past 6 years by offering unparalleled service, placing our shoppers on the forefront of the recommended course of, making certain an optimi...

Santander

Santander

(University Branch) - Part Ground F, Poole Hse , Poole , BH12 2BB 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Lloyds Bank

Lloyds Bank

300 Ashley Rd Parkstone , Poole , BH14 9DE 0345 602 1997

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

NatWest Bank plc

NatWest Bank plc

209 Ashley Rd, Parkstone , Poole , BH14 9DR 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Halifax

Halifax

Unit 4, 20/21 Towngate Shopping Centre , Poole , BH15 1ER 0345 720 3040

Halifax is a unique bank on the high street. Halifax colleagues go the extra mile to make things easier for customers, removing barriers and complexity from their everyday lives whether in a branch, o...

Royal Bank of Scotland

Royal Bank of Scotland

13/15 Kingland Rd , Poole , BH15 1SL 0345 724 2424

The Royal Bank of Scotland PLC offers many services including loans, mortgages, financial advice and foreign exchange....

Nationwide Building Society

Nationwide Building Society

128/130 High St , Poole , BH15 1DJ 0800 554 0305

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

Scammell Associates LLP

Scammell Associates LLP

168 Blandford Rd, Hamworthy , Poole , BH15 4BH 01202 685801

...

Santander

Santander

116b High St , Poole , BH15 1DH 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

NatWest Bank plc

NatWest Bank plc

151 High St , Poole , BH15 1AS 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Barclays Bank plc

Barclays Bank plc

100 High St , Poole , BH15 1BL 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Coutts & Co

Coutts & Co

Link House, 25, West St , Poole , BH15 1LD 01202 366037

...

Apex CB Financial Planning Ltd

Apex CB Financial Planning Ltd

Suite 2 Jelliocoe House, Admiralty Park, Station Rd, Holton Heath , Poole , BH16 6HX 01202 622223

Apex CB Financial Planning Ltd is an extremely skilled Impartial Financial Adviser offering holistic financial planning and Wealth Administration companies to non-public and company shoppers within th...

Greenfields Financial Management Ltd

Greenfields Financial Management Ltd

Greenfields Farm Loop Farm Rd, Lytchett Matravers , Poole , BH16 6BU 01258 857101

Every member of the group provides the energy and breadth of our enterprise and enhances our capability to offer a holistic, tailored financial recommendations to our clients. Primarily fee-based and ...

Homeline Mortgages Ltd

Homeline Mortgages Ltd

Homeline House, 4 Beta Centre, 262 Ringwood Rd , Poole , BH14 0RS 01202 937444

...

Terdy St Helen Mortgage & Protection

Terdy St Helen Mortgage & Protection

Worbarrow Gardens, Parkstone , Poole , BH12 3NZ 07383 838442

I provide all of my shoppers a completely personalized {and professional} service in all elements of their mortgage. Whether or not or not it's a full involvement within the buy of a brand new propert...

Nationwide Building Society

Nationwide Building Society

283 Ashley Rd, Parkstone , Poole , BH14 9EZ 0800 554 0425

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

Ian Futcher Quilter Financial Advisers

Ian Futcher Quilter Financial Advisers

24 Salisbury Rd , Poole , BH14 0DP 07581 282440

I'm a self-employed financial adviser primarily based in Poole Dorset, with the national firm Quilter Financial Advisers. Quilter Financial Advisers is a UK advisory enterprise dedicated to serving...

Santander

Santander

213 Ashley Rd, Parkstone , Poole , BH14 9EG 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....


If you are looking for mortgage brokers in Poole, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Poole.

All the mortgage brokers in Poole available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Poole solutions including mortgage in Poole advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Poole is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Poole advisor when to seek advice, where to get free mortgage in Poole advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Poole?

Mortgage in Poole advice: Yes or no?

Risks of not getting mortgage in Poole advice.
Speak to your bank and people you know
When to approach a mortgage in Poole adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Poole

How to choose the right mortgage in Poole?

The mortgage in Poole market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Poole advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Poole and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Poole advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Poole to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Poole repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Poole credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Poole for you.

When you choose your own mortgage in Poole without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Poole advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Poole. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Poole, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Poole advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Poole decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Poole advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Poole will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Poole, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Poole advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Poole adviser?

A mortgage broker in Poole or advisor is a specialist in mortgages in Poole and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Poole products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Poole advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Poole advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Poole advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Poole, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Poole independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Poole into account, beyond the interest rate.
They should only recommend a mortgage in Poole that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Poole proves unsuitable to you.
Finding a mortgage in Poole advisor

Following are some of the top websites for finding details about mortgage in Poole advisors in Poole and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Poole advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Poole.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Poole illustration document(s). This document outlines the terms and conditions of the mortgage in Poole along with the details of the loan. As it contains all the key facts on the mortgage in Poole, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Poole. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Poole:

What most people look for while going for a mortgage in Poole is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Poole fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Poole will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Poole before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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