Mortgage Brokers in Norwich

Total Result 72 - Page 1

Nationwide Building Society

Nationwide Building Society

59 London St , Norwich , NR2 1SX 0800 554 0685

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

Propillo

Propillo

Union Building 51-59 Rose Lane , Norwich , NR1 1BY 0330 335 9971

Profile was based out of frustration with the present housing and mortgage trade. With properties being handled as collateral reasonably than as houses and clients being handled as strolling wallets r...

Royal Bank of Scotland

Royal Bank of Scotland

5 Queen St , Norwich , NR2 4TL 0345 724 2424

The Royal Bank of Scotland PLC offers many services including loans, mortgages, financial advice and foreign exchange....

Barratt & Cooke

Barratt & Cooke

56-58 London Street , NORWICH , NR2 1HL 01603 624236

...

Vincent Burch Mortgage Broker

Vincent Burch Mortgage Broker

Second Floor Rouen House, Rouen Rd , Norwich , NR1 1RB 01603 926610

...

The Co-operative Bank

The Co-operative Bank

69 London St , Norwich , NR2 1HT 01603 766809

The Co-operative Bank PLC provides a wide range of financial services. They also have ATM machines for cash withdrawal and statement services....

Independent Mortgages & Financial Solutions Ltd

Independent Mortgages & Financial Solutions Ltd

62 King St , Norwich , NR1 1PG 01603 624184

...

Waveney McKenna Ltd

Waveney McKenna Ltd

Seymour House, 30-34, Muspole St , Norwich , NR3 1DJ 01603 306976

At Waveney McKenna, we're dedicated to the creation of long run consumer relationships and ship a wonderful degree of service utilizing a clearly outlined planning course of. Our workforce is extremel...

The Mortgage Bureau

The Mortgage Bureau

Cavell House & Austin House, Stannard Place, St. Crispins Rd , Norwich , NR3 1YE 01603 624623

...

Leeds Building Society

Leeds Building Society

6-7 Guildhall Hill , Norwich , NR2 1JG 01603 626978

Leeds & Holbeck Building Society offer a range of financial services including mortgages, investments, savings, deposits, insurance and financial advice....

Brancaster House

Brancaster House

30 Cattle Market St , Norwich , NR1 3DY 01603 633344

Few individuals discover it simple to develop a financial plan for themselves and their households. Serving to you create and keep a profitable monetary technique is a crucial factor in our service. ...

Halifax

Halifax

12 Gentleman's Walk , Norwich , NR2 1NA 0345 720 3040

Halifax is a unique bank on the high street. Halifax colleagues go the extra mile to make things easier for customers, removing barriers and complexity from their everyday lives whether in a branch, o...

Norwich Mortgage Centre

Norwich Mortgage Centre

Rouen House Rouen Rd, Drayton , Norwich , NR1 1RB 0808 169 9753

...

NM Money Castle Quarter

NM Money Castle Quarter

Castle Mall Shopping Centre , Norwich , NR1 3DD 01603 971982

NM Money presents an entire overseas alternate service, promoting and shopping for again journey cash in over 70 currencies. Our charges are market-leading and we don’t cost any fee! In addition to ...

Nationwide Building Society

Nationwide Building Society

32 St Stephens St , Norwich , NR1 3SH 0800 554 1389

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

Santander

Santander

The Bell Hotel, 5, Orford Hill , Norwich , NR1 3QB 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Yorkshire Building Society

Yorkshire Building Society

15-17 Red Lion St , Norwich , NR1 3QG 01603 629833

At the current time, we ask that you only visit our branches and agencies to carry out essential transactions. Visit our website to find out what essential transactions are, how you can manage your fi...

NatWest Bank plc

NatWest Bank plc

21 Gentlemans Walk , Norwich , NR2 1NA 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Commercial Trust Ltd

Commercial Trust Ltd

St Crispins House Duke St , Norwich , NR3 1PD 0808 132 0097

...

Barclays Bank plc

Barclays Bank plc

3 St. James Court , Norwich , NR3 1RJ 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....


If you are looking for mortgage brokers in Norwich, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Norwich.

All the mortgage brokers in Norwich available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Norwich solutions including mortgage in Norwich advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Norwich is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Norwich advisor when to seek advice, where to get free mortgage in Norwich advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Norwich?

Mortgage in Norwich advice: Yes or no?

Risks of not getting mortgage in Norwich advice.
Speak to your bank and people you know
When to approach a mortgage in Norwich adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Norwich

How to choose the right mortgage in Norwich?

The mortgage in Norwich market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Norwich advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Norwich and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Norwich advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Norwich to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Norwich repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Norwich credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Norwich for you.

When you choose your own mortgage in Norwich without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Norwich advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Norwich. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Norwich, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Norwich advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Norwich decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Norwich advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Norwich will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Norwich, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Norwich advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Norwich adviser?

A mortgage broker in Norwich or advisor is a specialist in mortgages in Norwich and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Norwich products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Norwich advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Norwich advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Norwich advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Norwich, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Norwich independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Norwich into account, beyond the interest rate.
They should only recommend a mortgage in Norwich that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Norwich proves unsuitable to you.
Finding a mortgage in Norwich advisor

Following are some of the top websites for finding details about mortgage in Norwich advisors in Norwich and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Norwich advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Norwich.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Norwich illustration document(s). This document outlines the terms and conditions of the mortgage in Norwich along with the details of the loan. As it contains all the key facts on the mortgage in Norwich, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Norwich. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Norwich:

What most people look for while going for a mortgage in Norwich is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Norwich fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Norwich will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Norwich before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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