Mortgage Brokers in Middlesex

Total Result 32 - Page 1

Moneypal Finance Ltd

Moneypal Finance Ltd

31 Manor Lane, Harlington , Hayes , Middlesex , UB3 5EG 020 8797 3311

With our distinct knowledge and experience of the mortgage trade, we guarantee to ship wonderful outcomes for our clients, whether or not its an easy remortgage or perhaps a purchase or a Purchase to ...

Independent Mortgage Advice Bureau Ltd

Independent Mortgage Advice Bureau Ltd

279 High Street , Uxbridge , Middlesex , UB8 1LQ 01895 200372

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ACL Commercial Funding Ltd

ACL Commercial Funding Ltd

Eastbury House, 3, Eastbury Rd , Northwood , Middlesex , HA6 3BG 01923 820012

Our recommendation is neutral and primarily based upon unrestricted entry to the entire market. We don't publish long lists of services out there. With lots of lenders and 1000's of various merchandis...

Barclays Bank plc

Barclays Bank plc

2 High St, Yiewsley , West Drayton , Middlesex , UB7 7DH 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

HSBC Bank plc

HSBC Bank plc

28 High St , Uxbridge , Middlesex , UB8 1JN 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Barclays Bank plc

Barclays Bank plc

142 High St , Uxbridge , Middlesex , UB8 1JX 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Hillside Mortgages

Hillside Mortgages

20 Hillside Rd , Southall , Middlesex , UB1 2PD 020 8813 0914

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Accelerated Mortgages UK

Accelerated Mortgages UK

1 Beacon Close, North Uxbridge , Uxbridge , Middlesex , UB8 1PX 01895 904957

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Time Mortgage Solutions

Time Mortgage Solutions

152 Northwood Way , Northwood , Middlesex , HA6 1RB 01923 826466

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Oracle Mortgages & Finance

Oracle Mortgages & Finance

76 Lilliput Avenue , Northolt , Middlesex , UB5 5PZ 0208841 7912

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Mortgage Bureau

Mortgage Bureau

7 The Avenue , Sunbury-On-Thames , Middlesex , TW16 5HT 0845 270 0600

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ph7 Mortgages Ltd

ph7 Mortgages Ltd

20 St. James's Avenue, Hampton Hill , Hampton , Middlesex , TW12 1HH 020 7193 5376

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Barclays Bank plc

Barclays Bank plc

62 Station Rd , Hayes , Middlesex , UB3 4DF 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Mortgage Force

Mortgage Force

46 Hadley Road , Enfield , Middlesex , EN2 8JY 020 8367 1620

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Mortgage Directions

Mortgage Directions

Hampton Buisness Centre, 7, Mount Mews , Hampton , Middlesex , TW12 2SH 0870 4420023

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Tudor Direct Ltd

Tudor Direct Ltd

19 Thurlestone Parade, High St , Shepperton , Middlesex , TW17 9AR 0844 8001267

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Heath End Mortgages

Heath End Mortgages

Heath End, Common Road , Stanmore , Middlesex , HA7 3HX 07831 894691

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7 Star Mortgages

7 Star Mortgages

46 Church Road , Stanmore , Middlesex , HA7 4AH 0208954 6444

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Marble Finance Ltd

Marble Finance Ltd

8 Maxwell Rd , Northwood , Middlesex , HA6 2YF 07983 411610

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Advanta Mortgage Services

Advanta Mortgage Services

21 Cranbourne Rd , Northwood , Middlesex , HA6 1JX 01923 450846

...


If you are looking for mortgage brokers in Middlesex, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Middlesex.

All the mortgage brokers in Middlesex available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Middlesex solutions including mortgage in Middlesex advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Middlesex is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Middlesex advisor when to seek advice, where to get free mortgage in Middlesex advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Middlesex?

Mortgage in Middlesex advice: Yes or no?

Risks of not getting mortgage in Middlesex advice.
Speak to your bank and people you know
When to approach a mortgage in Middlesex adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Middlesex

How to choose the right mortgage in Middlesex?

The mortgage in Middlesex market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Middlesex advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Middlesex and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Middlesex advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Middlesex to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Middlesex repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Middlesex credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Middlesex for you.

When you choose your own mortgage in Middlesex without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Middlesex advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Middlesex. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Middlesex, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Middlesex advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Middlesex decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Middlesex advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Middlesex will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Middlesex, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Middlesex advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Middlesex adviser?

A mortgage broker in Middlesex or advisor is a specialist in mortgages in Middlesex and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Middlesex products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Middlesex advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Middlesex advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Middlesex advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Middlesex, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Middlesex independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Middlesex into account, beyond the interest rate.
They should only recommend a mortgage in Middlesex that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Middlesex proves unsuitable to you.
Finding a mortgage in Middlesex advisor

Following are some of the top websites for finding details about mortgage in Middlesex advisors in Middlesex and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Middlesex advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Middlesex.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Middlesex illustration document(s). This document outlines the terms and conditions of the mortgage in Middlesex along with the details of the loan. As it contains all the key facts on the mortgage in Middlesex, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Middlesex. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Middlesex:

What most people look for while going for a mortgage in Middlesex is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Middlesex fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Middlesex will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Middlesex before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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