Mortgage Brokers in Maidenhead

Total Result 20 - Page 1

New Start Financial

New Start Financial

Tamarisk New Rd, Hurley , Maidenhead , SL6 5LN 01628 826973

New Start Financial Services is a mortgage brokerage agency that specializes in laborious to position mortgages equivalent to mortgages for the self-employed, mortgages with CCJ, or IVA in addition to...

D M Cager (Financial Service) Ltd

D M Cager (Financial Service) Ltd

Prince Albert House, 20, King St , Maidenhead , SL6 1DT 01628 337268

At D M Cager (Financial Services) Ltd, the client is in the center of all the things we do. Whether or not you're a firm in search of an aggressive worker advantages package deal or a person in want o...

Find the Perfect Mortgage

Find the Perfect Mortgage

Tamarisk New Rd, Hurley , Maidenhead , SL6 5LN 020 3189 1745

Whether or not you're a first-time buyer, moving home, wanting to raise finance with a remortgage, or just in search of a greater mortgage deal, contact a mortgage dealer for skilled and neutral mortg...

Savvy Contractor

Savvy Contractor

Tamarisk New Rd, Hurley , Maidenhead , SL6 5LN 01628 280075

We have now a robust observe document in relation to getting contractors the suitable mortgage deal from a suitable lender. As a mortgage dealer who focuses on offering mortgage recommendations to the...

Mortgage Required

Mortgage Required

5 Bath Rd , Maidenhead , SL6 4AQ 01628 507477

Established in 2001, Mortgage Required offers whole of market, professional and friendly recommendations to our clients. Based mostly within the South East of England with Head Office in Maidenhead, a...

Kensington Mortgages

Kensington Mortgages

Ascot House Westacott Way, Littlewick Green , Maidenhead , SL6 3QQ 0800 111020

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Best Mortgage Options Ltd

Best Mortgage Options Ltd

109 Queen St , Maidenhead , SL6 1LR 01628 564631

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AFP Mortgages

AFP Mortgages

44 Broadway , Maidenhead , SL6 1LU 01628 594433

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Greenoak Mortgages

Greenoak Mortgages

44 Broadway , Maidenhead , SL6 1LU 01628 594434

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Mortgage Advice Bureau

Mortgage Advice Bureau

59 High St , Maidenhead , SL6 1JT 01628 397608

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Attfield James Financial Management Ltd

Attfield James Financial Management Ltd

Swan House 4-6 Market St , Maidenhead , SL6 8AB 01628 623600

Why use an IFA? As Impartial Financial Advisors, we're in a position to give you unbiased personalised recommendations. We're based mostly in Maidenhead and are happy with our quaint values, the...

Nationwide Building Society

Nationwide Building Society

4/6 Market St , Maidenhead , SL6 8AB 0800 554 0796

As a mutual, we’re owned by, and run for, the good thing about our members* – which means we’re free to reinvest extra of our income into enhancing services. Final year alone, we paid again half...

Santander

Santander

37 High St , Maidenhead , SL6 1JF 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Lloyds Bank

Lloyds Bank

45 High St , Maidenhead , SL6 1JS 0345 602 1997

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

NatWest Bank plc

NatWest Bank plc

66-68 High St , Maidenhead , SL6 1QA 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Barclays Bank plc

Barclays Bank plc

92 High St , Maidenhead , SL6 1PX 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Informed I F A Ltd

Informed I F A Ltd

Unit 8 Lake End Court Taplow Rd, Taplow , Maidenhead , SL6 0JQ 01628 638822

We firmly believe that our clients have to obtain the correct service, at the proper time. These services include the next efficient solutions: •A thorough and analytical method of coping with all...

AP Financial Services

AP Financial Services

Kenilworth Ray Park Rd , Maidenhead , SL6 8QX 0844 884 4643

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Halifax

Halifax

16/20 High St , Maidenhead , SL6 1PZ 0345 720 3040

If you're looking for a mortgage, you're in the right place. We've been helping people buy their own home for 150 years, so whether you're buying your first home, moving or looking to ...

Wellington Ford Financial Ltd

Wellington Ford Financial Ltd

3 Fifield Cottage, Forest Green Rd, Fifield , Maidenhead , SL6 2NR 01628 636858

We offer recommendations and planning providers for individuals who need to take advantage of their funds. As soon as we have understood your goals, aspirations, and issues, Wellington Ford Financial ...


If you are looking for mortgage brokers in Maidenhead, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Maidenhead.

All the mortgage brokers in Maidenhead available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Maidenhead solutions including mortgage in Maidenhead advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Maidenhead is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Maidenhead advisor when to seek advice, where to get free mortgage in Maidenhead advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Maidenhead?

Mortgage in Maidenhead advice: Yes or no?

Risks of not getting mortgage in Maidenhead advice.
Speak to your bank and people you know
When to approach a mortgage in Maidenhead adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Maidenhead

How to choose the right mortgage in Maidenhead?

The mortgage in Maidenhead market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Maidenhead advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Maidenhead and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Maidenhead advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Maidenhead to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Maidenhead repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Maidenhead credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Maidenhead for you.

When you choose your own mortgage in Maidenhead without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Maidenhead advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Maidenhead. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Maidenhead, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Maidenhead advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Maidenhead decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Maidenhead advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Maidenhead will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Maidenhead, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Maidenhead advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Maidenhead adviser?

A mortgage broker in Maidenhead or advisor is a specialist in mortgages in Maidenhead and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Maidenhead products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Maidenhead advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Maidenhead advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Maidenhead advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Maidenhead, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Maidenhead independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Maidenhead into account, beyond the interest rate.
They should only recommend a mortgage in Maidenhead that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Maidenhead proves unsuitable to you.
Finding a mortgage in Maidenhead advisor

Following are some of the top websites for finding details about mortgage in Maidenhead advisors in Maidenhead and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Maidenhead advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Maidenhead.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Maidenhead illustration document(s). This document outlines the terms and conditions of the mortgage in Maidenhead along with the details of the loan. As it contains all the key facts on the mortgage in Maidenhead, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Maidenhead. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Maidenhead:

What most people look for while going for a mortgage in Maidenhead is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Maidenhead fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Maidenhead will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Maidenhead before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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