Mortgage Brokers in Lisburn

Total Result 18 - Page 1

Gribben & Watt Financial Planning

Gribben & Watt Financial Planning

36 Bachelors Walk , Lisburn , BT28 1XN 028 9264 0707

Impartial Financial Advisers based mostly in Lisburn, we pleasure ourselves on the skilled and pleasant service that we provide to our purchasers making sense of the ever-altering world of Financial ...

The Mortgage Shop

The Mortgage Shop

17 Bow Street , Lisburn , BT28 1BJ 02892 664123

Based in 1992, The Mortgage Shop's rationale is to assist house patrons to prepare mortgage finance in the most straightforward and easy means doable explaining the difficult process of home purchase ...

One Stop Mortgage Shop

One Stop Mortgage Shop

Kiosk 7 Bow St Mall Bow St , Lisburn , BT28 1AW 028 9260 3131

One-Stop Mortgage Shop is certainly one of Northern Ireland's main Impartial Mortgage Introducers. We offer clients with not simply unbiased mortgage recommendation, but additionally recommendation fo...

MHM-Marion Hull Mortgages

MHM-Marion Hull Mortgages

31 Saintfield Rd , Lisburn , BT27 5BH 028 9210 9412

MHM- Marion Hull Mortgages. Welcome To Marion Hull Mortgages. Some of the areas where we can offer you help are: Mortgages Remortgages Buy to Let Mortgages Home Insurance Life Assurance & C...

Mortgage Choice

Mortgage Choice

23 Antrim St , Lisburn , BT28 1AU 028 9267 8010

We're a local friendly household primarily based enterprise with workplaces in Antrim Street, Lisburn near bow Street Mall. There's an automotive park conveniently positioned throughout the street. Ca...

Lisburn Mortgage Centre

Lisburn Mortgage Centre

45b Seymour St , Lisburn , BT27 4SY 028 9210 9183

The Lisburn Mortgage Centre offers advice on a wide range of insurance and mortgage products in Lisburn, Belfast and throughout Northern Ireland to suit your specific circumstances and needs. We are ...

RFS Mortgage &Financial Services

RFS Mortgage &Financial Services

Unit 5 Lisburn Square , Lisburn , BT28 1TS 07480 743503

We're your native Impartial Mortgage and Financial Providers Specialists. With entry to a big panel of lenders and suppliers, we will guarantee we advise our clients on the perfect answer for his o...

Mortgage Advice Bureau Lisburn

Mortgage Advice Bureau Lisburn

58 Bachelors Walk , Lisburn , BT28 1XN 07825 313945

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Complete Mortgage Solutions NI

Complete Mortgage Solutions NI

7 Ballantine Way , Lisburn , BT27 5FQ 07530 821821

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Select Mortgage & Financial Solutions Ltd

Select Mortgage & Financial Solutions Ltd

Unit 501 Lisburn Enterprise Centre, Ballinderry Rd , Lisburn , BT28 2BP 028 9262 9603

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Progressive Building Society

Progressive Building Society

3 Market Place , Lisburn , BT28 1AN 028 9260 2802

Building Society, Mortgages, Savings, Insurance Progressive Building Society is an integral part of the lifetime of Northern Ireland regardless of its humble origins. Born out of the merger of 5 ti...

Nationwide Building Society

Nationwide Building Society

15 Bow St , Lisburn , BT28 1EL 0800 554 0943

As a mutual, we’re owned by, and run for, the good thing about our members* – that means we’re free to reinvest extra of our earnings into enhancing services. Last year alone, we paid again half...

NM Money Lisburn

NM Money Lisburn

Bow St Mall Bow St , Lisburn , BT28 1AW 028 9263 6473

NM Money gives an entire overseas alternate service, promoting and shopping for again journey cash in over 70 currencies. Our charges are market-leading and we don’t cost any fee! In addition to thi...

NC Mortgage & Protection

NC Mortgage & Protection

The House Moira Rd , Lisburn , BT28 2EJ 07714 164122

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Santander

Santander

22 Bow St , Lisburn , BT28 1BN 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

AIB

AIB

34-36 Market Square , Lisburn , BT28 1AF 0345 600 5925

First Trust Bank presents services relating to non-public and enterprise banking together with mortgage and funding recommendations....

Bank of Ireland

Bank of Ireland

22/24 Market Square , Lisburn , BT28 1AG 028 9267 5347

Launched in 1970, the Bank of Ireland offers a wide range of financial services and incentive packages for students and graduates....

Woodland Financial Planning

Woodland Financial Planning

8 Drumcill Rd , Lisburn , BT28 2TG 028 9262 1122

Woodland Financial Planning is an agency of financial advisers based mostly in Lisburn, UK. We offer recommendations to each people and corporation on all facets of financial planning, using a long-ru...


If you are looking for mortgage brokers in Lisburn, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Lisburn.

All the mortgage brokers in Lisburn available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Lisburn solutions including mortgage in Lisburn advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Lisburn is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Lisburn advisor when to seek advice, where to get free mortgage in Lisburn advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Lisburn?

Mortgage in Lisburn advice: Yes or no?

Risks of not getting mortgage in Lisburn advice.
Speak to your bank and people you know
When to approach a mortgage in Lisburn adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Lisburn

How to choose the right mortgage in Lisburn?

The mortgage in Lisburn market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Lisburn advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Lisburn and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Lisburn advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Lisburn to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Lisburn repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Lisburn credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Lisburn for you.

When you choose your own mortgage in Lisburn without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Lisburn advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Lisburn. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Lisburn, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Lisburn advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Lisburn decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Lisburn advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Lisburn will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Lisburn, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Lisburn advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Lisburn adviser?

A mortgage broker in Lisburn or advisor is a specialist in mortgages in Lisburn and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Lisburn products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Lisburn advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Lisburn advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Lisburn advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Lisburn, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Lisburn independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Lisburn into account, beyond the interest rate.
They should only recommend a mortgage in Lisburn that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Lisburn proves unsuitable to you.
Finding a mortgage in Lisburn advisor

Following are some of the top websites for finding details about mortgage in Lisburn advisors in Lisburn and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Lisburn advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Lisburn.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Lisburn illustration document(s). This document outlines the terms and conditions of the mortgage in Lisburn along with the details of the loan. As it contains all the key facts on the mortgage in Lisburn, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Lisburn. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Lisburn:

What most people look for while going for a mortgage in Lisburn is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Lisburn fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Lisburn will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Lisburn before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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