Mortgage Brokers in Lanarkshire

Total Result 20 - Page 1

Counting House Mortgage Solutions

Counting House Mortgage Solutions

Clyde Offices, 48 West George Street , Glasgow , Lanarkshire , G2 1BP 0141533 2402

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Mortgage Matters

Mortgage Matters

113 West Regent St , Glasgow , Lanarkshire , G2 2RU 0141 221 9939

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Skipton Building Society

Skipton Building Society

50 St. Vincent St , Glasgow , Lanarkshire , G2 5TS 0141 226 4112

Skipton Building Society is a building society with branches nationwide specialising in investments and long term saving plans....

Barclays Bank plc

Barclays Bank plc

21 Cowgate, Kirkintilloch , Glasgow , Lanarkshire , G66 1HW 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

First Choice Finance Scotland Ltd

First Choice Finance Scotland Ltd

Caledonia House, Evanton Place, Thornliebank , Glasgow , Lanarkshire , G46 8JE 0141 270 9707

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The Mortgage Store

The Mortgage Store

12 Campbell St , Hamilton , Lanarkshire , ML3 6AS 07940 116333

The Mortgage Store (Scotland) Ltd has all the required software programs to allow us to supply the right mortgage deal for a shopper whether or not it's a primary time buyer, house mover, re-mortgage ...

A to Z Mortgages Ltd

A to Z Mortgages Ltd

6, Bowmore Crescent, Thornton Hall , Glasgow , Lanarkshire , G74 5DD 0141 339 6777

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Mortgage-Choices

Mortgage-Choices

111 Cowgate, Kirkintilloch , Glasgow , Lanarkshire , G66 1JD 0845 2300484

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Meadow Mortgages

Meadow Mortgages

37 Polden Avenue, East Kilbride , Glasgow , Lanarkshire , G75 9GX 07894 667668

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Southside Mortgage Centre

Southside Mortgage Centre

P.O Box 26442, East Kilbride , Glasgow , Lanarkshire , G75 9ZQ 01355 249457

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Lighthouse Temple Ltd

Lighthouse Temple Ltd

68 Wedderlea Drive , Glasgow , Lanarkshire , G52 2SU 0141 883 1009

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Personal Touch

Personal Touch

16, Stirling Drive, Burnside , Glasgow , Lanarkshire , G73 4JH 0870 4446766

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Key 2 Loans

Key 2 Loans

Block 12, 82, Clydesmill Drive, Clydesmill Industrial Estate , Glasgow , Lanarkshire , G32 8RG 0141 353 9326

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AMPS The Mortgage People

AMPS The Mortgage People

72 Loganswell Gardens, Thornliebank , Glasgow , Lanarkshire , G46 8HU 0845 500 7720

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Tru Mortgages & Investments

Tru Mortgages & Investments

32 Station Rd, Blantyre , Glasgow , Lanarkshire , G72 9AB 01698 828224

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Fallon Finance Ltd

Fallon Finance Ltd

Caledonia House, Spiersbridge Lane, Thornliebank Ind Est, Thornliebank , Glasgow , Lanarkshire , G46 8AJ 0141 270 9750

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Riverfund One

Riverfund One

272 Bath St , Glasgow , Lanarkshire , G2 4JR 0845 5486550

Right here at Riverfund One, we're on the lookout for conditions the place shareholders want to exit enterprise possession which can come up as a consequence of a failed exit technique, urgent financi...

Commercial Decisions Ltd

Commercial Decisions Ltd

280 St. Vincent St , Glasgow , Lanarkshire , G2 5RL 0870 0847400

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Focus Financial Management Scotland Ltd

Focus Financial Management Scotland Ltd

Baltic Chambers, 50, Wellington St , Glasgow , Lanarkshire , G2 6HJ 0141 248 4828

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Barclays Bank plc

Barclays Bank plc

120 Bothwell St , Glasgow , Lanarkshire , G2 7JS 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....


If you are looking for mortgage brokers in Lanarkshire, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Lanarkshire.

All the mortgage brokers in Lanarkshire available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Lanarkshire solutions including mortgage in Lanarkshire advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Lanarkshire is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Lanarkshire advisor when to seek advice, where to get free mortgage in Lanarkshire advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Lanarkshire?

Mortgage in Lanarkshire advice: Yes or no?

Risks of not getting mortgage in Lanarkshire advice.
Speak to your bank and people you know
When to approach a mortgage in Lanarkshire adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Lanarkshire

How to choose the right mortgage in Lanarkshire?

The mortgage in Lanarkshire market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Lanarkshire advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Lanarkshire and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Lanarkshire advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Lanarkshire to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Lanarkshire repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Lanarkshire credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Lanarkshire for you.

When you choose your own mortgage in Lanarkshire without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Lanarkshire advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Lanarkshire. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Lanarkshire, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Lanarkshire advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Lanarkshire decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Lanarkshire advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Lanarkshire will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Lanarkshire, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Lanarkshire advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Lanarkshire adviser?

A mortgage broker in Lanarkshire or advisor is a specialist in mortgages in Lanarkshire and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Lanarkshire products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Lanarkshire advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Lanarkshire advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Lanarkshire advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Lanarkshire, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Lanarkshire independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Lanarkshire into account, beyond the interest rate.
They should only recommend a mortgage in Lanarkshire that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Lanarkshire proves unsuitable to you.
Finding a mortgage in Lanarkshire advisor

Following are some of the top websites for finding details about mortgage in Lanarkshire advisors in Lanarkshire and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Lanarkshire advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Lanarkshire.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Lanarkshire illustration document(s). This document outlines the terms and conditions of the mortgage in Lanarkshire along with the details of the loan. As it contains all the key facts on the mortgage in Lanarkshire, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Lanarkshire. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Lanarkshire:

What most people look for while going for a mortgage in Lanarkshire is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Lanarkshire fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Lanarkshire will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Lanarkshire before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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