Mortgage Brokers in Fareham

Total Result 38 - Page 1

Parkgate Mortgage & Protection Ltd

Parkgate Mortgage & Protection Ltd

1631 Parkway, Whiteley , Fareham , PO15 7AH 01489 580020

We provide a personal bespoke service – offering unbiased recommendations and suggestions on mortgages from the entire market for many who wish to purchase their first residence or their tenth. ...

Mortgage Advice Bureau

Mortgage Advice Bureau

ground floor, Advanced Mortgage Lending Ltd , Fareham , PO16 0BN 01329 281685

Mortgage Advice Bureau is a number one mortgage community, usually profitable nationwide awards for the standard of its recommendation and repair. With over 1,000 advisers throughout the UK, we provid...

T McVeigh Mortgages Ltd

T McVeigh Mortgages Ltd

3 Andersen Close, Whiteley , Fareham , PO15 7ER 01489 600283

I concentrate on offering recommendations in the consolation of your personal residence or workplace for First Time Buyers & movers in respect of mortgages for purchases & re-mortgages, additi...

Best French Mortgage

Best French Mortgage

227a West St , Fareham , PO16 0HZ 020 7193 7843

5 Reasons to get your Euro mortgage through Best French Mortgage 1. The best and most personalized mortgage service 2. The best mortgage on your particular person circumstance over the lifetime ...

Mortgage Magpie

Mortgage Magpie

9a Funtley Court Funtley Hill , Fareham , PO16 7UY 023 8235 3001

...

Intelligence Mortgage Solutions Ltd

Intelligence Mortgage Solutions Ltd

8 Barnes Wallis Rd , Fareham , PO15 5BF 0844 846 8545

...

Lawson Financial Ltd

Lawson Financial Ltd

8 Biscay Close , Fareham , PO14 3RG 01329 556553

With almost 10yrs experience within the industry, your scenario will be mentioned both over the cellphone, face to face, or through email and at a time that's handy to you. Working on your behalf, we ...

C L Mortgages

C L Mortgages

14 Funtley Court, 19, Funtley Hill , Fareham , PO16 7UY 07958 635076

...

Lawrence Clarke Ltd

Lawrence Clarke Ltd

Pavilion 2 Little Park Farm Rd, Segensworth , Fareham , PO15 5TD 01489 505200

Lawrence Clarke Ltd was formed in December 1998 when Lawrence Clarke, previously of Lawrence Clarke & Partners, combined with Allan Bowden, Dennis Stuart, and Ian Cann; all of whom had effectively...

Swift Mortgages

Swift Mortgages

66a High St , Fareham , PO16 7BB 01329 234433

...

Intelligence Mortgage Solutions

Intelligence Mortgage Solutions

8 Barnes Wallis Rd , Fareham , PO15 5TU 01489 667050

...

James Norman

James Norman

18 Mayridge , Fareham , PO14 4QP 01489 550505

...

Granard Insurance Brokers

Granard Insurance Brokers

90 Saffron Way, Whiteley , Fareham , PO15 7LW 01489 505576

...

Silverdome Financial Consultancy

Silverdome Financial Consultancy

1480 Parkway , Fareham , PO15 7AF 07500 887914

At Silverdome, we work with all kinds of shoppers from all walks of life so every shopper has a distinct want. Our strategy is all the time to supply an environment friendly and private service as our...

Legacy 4 Life

Legacy 4 Life

5 Forties Close , Fareham , PO14 3RZ 0845 548 1128

From our free home visit service at a time that's convenient to our shoppers, proper by means of liaising with the solicitors and property brokers by means of to even liaising with the Builders on the...

Mortgage Integrity

Mortgage Integrity

2nd floor, 21-23, East St , Fareham , PO16 0BZ 01329 822878

...

C M M E

C M M E

Turnberry House 4400 Parkway, Whiteley , Fareham , PO15 7FJ 0844 448 8800

...

Clover Financial Solutions

Clover Financial Solutions

Lancaster Court Barnes Wallis Rd , Fareham , PO15 5TU 0345 260 0432

...

Eight Wealth Management Ltd

Eight Wealth Management Ltd

1460 Parkway, Whiteley , Fareham , PO15 7AF 01489 555180

At one time or another, most of us might want to search for financial recommendations. At Eight Wealth Management, a Principal Partner Practice of St. James’s Place Wealth Management, now we have...

Geoff Tucker

Geoff Tucker

12 Bleriot Crescent, Whiteley , Fareham , PO15 7JD 01489 885709

My name is Geoff Tucker and I've been offering clients with a bespoke, financial recommendation for over 26 years. I imagine that I've been profitable for numerous causes. I've been devoted to givi...


If you are looking for mortgage brokers in Fareham, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Fareham.

All the mortgage brokers in Fareham available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Fareham solutions including mortgage in Fareham advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Fareham is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Fareham advisor when to seek advice, where to get free mortgage in Fareham advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Fareham?

Mortgage in Fareham advice: Yes or no?

Risks of not getting mortgage in Fareham advice.
Speak to your bank and people you know
When to approach a mortgage in Fareham adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Fareham

How to choose the right mortgage in Fareham?

The mortgage in Fareham market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Fareham advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Fareham and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Fareham advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Fareham to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Fareham repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Fareham credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Fareham for you.

When you choose your own mortgage in Fareham without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Fareham advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Fareham. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Fareham, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Fareham advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Fareham decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Fareham advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Fareham will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Fareham, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Fareham advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Fareham adviser?

A mortgage broker in Fareham or advisor is a specialist in mortgages in Fareham and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Fareham products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Fareham advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Fareham advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Fareham advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Fareham, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Fareham independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Fareham into account, beyond the interest rate.
They should only recommend a mortgage in Fareham that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Fareham proves unsuitable to you.
Finding a mortgage in Fareham advisor

Following are some of the top websites for finding details about mortgage in Fareham advisors in Fareham and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Fareham advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Fareham.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Fareham illustration document(s). This document outlines the terms and conditions of the mortgage in Fareham along with the details of the loan. As it contains all the key facts on the mortgage in Fareham, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Fareham. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Fareham:

What most people look for while going for a mortgage in Fareham is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Fareham fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Fareham will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Fareham before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

WhatsApp

Email us