Mortgage Brokers in East Sussex

Total Result 43 - Page 1

Stonebridge Mortgage Soultions

Stonebridge Mortgage Soultions

Kenilworth, High Street , Etchingham , East Sussex , TN19 7AD 01580 819235

...

Mortgage Match Homeloans Ltd

Mortgage Match Homeloans Ltd

Dolphin House, 2-5, Manchester St , Brighton , East Sussex , BN2 1TF 0845 1703050

...

Savills Private Finance

Savills Private Finance

3rd floor, 132, Queens Rd , Brighton , East Sussex , BN1 3WB 01273 200000

...

HSBC Bank plc

HSBC Bank plc

153 North St , Brighton , East Sussex , BN1 1RE 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Mortgage Bureau

Mortgage Bureau

5-6, Sussex Square , Brighton , East Sussex , BN2 1FJ 0845 270 0600

...

HSBC Bank plc

HSBC Bank plc

1 Kings Parade, Ditchling Rd , Brighton , East Sussex , BN1 6JT 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Lampons Financial Services

Lampons Financial Services

82 Church Rd , Hove , East Sussex , BN3 2EB 01273 323535

...

HSBC Bank plc

HSBC Bank plc

125 Church Rd , Hove , East Sussex , BN3 2AN 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Express Mortgages & Loans

Express Mortgages & Loans

22 Ellen House, Clarendon Rd , Hove , East Sussex , BN3 3WX 07861 700740

...

Finance Finder UK Ltd

Finance Finder UK Ltd

Gemini Business Centre, 136-140, Old Shoreham Rd , Hove , East Sussex , BN3 7BD 0870 3003834

...

St. George Financial Consultants Ltd

St. George Financial Consultants Ltd

Gemini Business Centre 136-140, Old Shoreham Road , Hove , East Sussex , BN3 7BD 01273 277204

...

Wade Finance Ltd

Wade Finance Ltd

40 Wanderdown Road, Ovingdean , Brighton , East Sussex , BN2 7BT 03452 267191

...

Positive Solutions

Positive Solutions

8 Court Farm Rd , Hove , East Sussex , BN3 7QR 0800 9020461

...

Gateway Financial Consulting Ltd

Gateway Financial Consulting Ltd

1 Boundary Rd , Hove , East Sussex , BN3 4EH 01273 252958

We offer a range of financial products and services that may be useful to you. Some of the products are listed on the menu tab on this page, however, if its not there, you are welcome to send us an en...

Coastal Mortgages Ltd

Coastal Mortgages Ltd

36 Lustrells Vale, Saltdean , Brighton , East Sussex , BN2 8FE 07966 172320

...

Finestone Finance Ltd

Finestone Finance Ltd

38 Roman Rd , Hove , East Sussex , BN3 4LA 01273 279698

...

Mortgage Providers

Mortgage Providers

14 Chorley Avenue, Saltdean , Brighton , East Sussex , BN2 8AQ 01273 309144

...

Connect Mortgage Group Ltd

Connect Mortgage Group Ltd

3 Upper Stalls, Iford , Lewes , East Sussex , BN7 3EJ 0870 1600966

...

Connect Mortgage Group Ltd

Connect Mortgage Group Ltd

3 Upper Stalls, Iford , Lewes , East Sussex , BN7 3EJ 0870 1600966

...

HSBC Bank plc

HSBC Bank plc

63 High St , Lewes , East Sussex , BN7 1XQ 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...


If you are looking for mortgage brokers in East Sussex, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in East Sussex.

All the mortgage brokers in East Sussex available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in East Sussex solutions including mortgage in East Sussex advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in East Sussex is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in East Sussex advisor when to seek advice, where to get free mortgage in East Sussex advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in East Sussex?

Mortgage in East Sussex advice: Yes or no?

Risks of not getting mortgage in East Sussex advice.
Speak to your bank and people you know
When to approach a mortgage in East Sussex adviser
Browse through different websites
Factors to be considered before choosing a mortgage in East Sussex

How to choose the right mortgage in East Sussex?

The mortgage in East Sussex market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in East Sussex advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in East Sussex and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in East Sussex advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in East Sussex to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in East Sussex repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in East Sussex credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in East Sussex for you.

When you choose your own mortgage in East Sussex without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in East Sussex advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in East Sussex. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in East Sussex, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in East Sussex advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in East Sussex decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in East Sussex advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in East Sussex will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in East Sussex, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in East Sussex advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in East Sussex adviser?

A mortgage broker in East Sussex or advisor is a specialist in mortgages in East Sussex and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in East Sussex products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in East Sussex advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in East Sussex advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in East Sussex advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in East Sussex, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in East Sussex independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in East Sussex into account, beyond the interest rate.
They should only recommend a mortgage in East Sussex that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in East Sussex proves unsuitable to you.
Finding a mortgage in East Sussex advisor

Following are some of the top websites for finding details about mortgage in East Sussex advisors in East Sussex and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in East Sussex advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in East Sussex.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in East Sussex illustration document(s). This document outlines the terms and conditions of the mortgage in East Sussex along with the details of the loan. As it contains all the key facts on the mortgage in East Sussex, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in East Sussex. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in East Sussex:

What most people look for while going for a mortgage in East Sussex is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in East Sussex fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in East Sussex will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in East Sussex before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

WhatsApp

Email us