Mortgage Brokers in Dundee

Total Result 34 - Page 1

First Mortgage

First Mortgage

23-25 Crichton St , Dundee , DD1 3AR 01382 236191

As main mortgage advisors, we provide the widest alternative of prime High Street lenders and we're so assured that we will discover you one of the best mortgage deals accessible we provide a ‘Best i...

Mortgage Advice Bureau

Mortgage Advice Bureau

21 Dock St , Dundee , DD1 3DP 01382 808000

Mortgage Advice Bureau is a leading mortgage network, winning awards for the quality of its advice and service. We can help with first-time buyers, remortgages, buy-to-let, help to buy & more. We ...

Mortgage Managers

Mortgage Managers

11 Albert Square , DUNDEE , DD1 1XB

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Mortgage Planners

Mortgage Planners

3 Bank St , Dundee , DD1 1RL 01382 229888

...

Santander

Santander

47-49 Reform St , Dundee , DD1 1SW 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

First Choice Mortgages

First Choice Mortgages

11-13 Crichton St , Dundee , DD1 3AP 01382 207750

Established in 1999, First Choice Mortgages in Dundee is an Entire of Market mortgage dealer providing clients all sorts of mortgages from first-time patrons by to residence movers, remortgages, and b...

Clark Thomson Mortgage Finders Ltd

Clark Thomson Mortgage Finders Ltd

Unit 26 Prospect 3, Gemini Crescent, Dundee Technology Park , Dundee , DD2 1SW 0844 880 4222

Your home may be repossessed if you do not keep up repayments on your mortgage....

Mortgage Managers Ltd

Mortgage Managers Ltd

Unit 20, City Quay, Camperdown St , Dundee , DD1 3JA 01382 202381

This is the reason our pleasant, educated workers are available that can assist you to reduce by way of the jargon and discover a mortgage that most accurately fits your necessities. Whether or not yo...

Royal Bank of Scotland

Royal Bank of Scotland

3 High St , Dundee , DD1 9LY 0345 724 2424

The Royal Bank of Scotland PLC offers many services including loans, mortgages, financial advice and foreign exchange....

Virgin Money

Virgin Money

68 High St , Dundee , DD1 1SD 01382 322363

Virgin Money offers a wide range of financial products....

Barclays Bank plc

Barclays Bank plc

24 High St , Dundee , DD1 1SZ 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

NatWest Bank plc

NatWest Bank plc

1 Courthouse Square , Dundee , DD1 1NT 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Nationwide Building Society

Nationwide Building Society

59 Reform St , Dundee , DD1 1TF 0800 554 0934

As a mutual, we’re owned by and run for, the advantage of our members* – that means we’re free to reinvest extra of our earnings into better services and products. Final yr alone, we paid again ...

Yorkshire Building Society

Yorkshire Building Society

61-63 Commercial St , Dundee , DD1 2AA 01382 281189

At the current time, we ask that you only visit our branches and agencies to carry out essential transactions. Visit our website to find out what essential transactions are, how you can manage your fi...

Skipton Building Society

Skipton Building Society

11-19 Reform St , Dundee , DD1 1SG 01382 226044

Skipton Building Society is a building society with branches nationwide specialising in investments and long term saving plans....

Bank of Scotland

Bank of Scotland

291 Clepington Rd , Dundee , DD3 8BD 0345 602 0000

For over 320 years, Bank of Scotland has supported the people, businesses and communities of Scotland. We are a financial partner to our customers through our network of branches, internet banking and...

Santander

Santander

135 High St, Lochee , Dundee , DD2 3BS 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Royal Bank of Scotland

Royal Bank of Scotland

277 Strathmartine Rd , Dundee , DD3 8NS 0345 724 2424

The Royal Bank of Scotland PLC offers many services including loans, mortgages, financial advice and foreign exchange....

The Independent Mortgage Partnership

The Independent Mortgage Partnership

30 Gullane Place , Dundee , DD2 3BF 01382 250510

As a knowledgeable mortgage adviser based mostly in Dundee and likewise overlaying Perth & Aberdeen, we provide complete mortgage recommendation which signifies that we can search {the marketplace...

Robertson & Donald Financial Planners

Robertson & Donald Financial Planners

Unit G17 Faraday Business Centre, 34 Faraday St , Dundee , DD2 3QQ 01382 817219

We're professionally certified and are additional supported by a group of technical specialists and knowledgeable funding managers who all play an integral function within the service we ship to you. ...


If you are looking for mortgage brokers in Dundee, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Dundee.

All the mortgage brokers in Dundee available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Dundee solutions including mortgage in Dundee advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Dundee is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Dundee advisor when to seek advice, where to get free mortgage in Dundee advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Dundee?

Mortgage in Dundee advice: Yes or no?

Risks of not getting mortgage in Dundee advice.
Speak to your bank and people you know
When to approach a mortgage in Dundee adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Dundee

How to choose the right mortgage in Dundee?

The mortgage in Dundee market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Dundee advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Dundee and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Dundee advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Dundee to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Dundee repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Dundee credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Dundee for you.

When you choose your own mortgage in Dundee without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Dundee advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Dundee. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Dundee, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Dundee advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Dundee decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Dundee advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Dundee will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Dundee, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Dundee advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Dundee adviser?

A mortgage broker in Dundee or advisor is a specialist in mortgages in Dundee and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Dundee products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Dundee advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Dundee advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Dundee advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Dundee, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Dundee independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Dundee into account, beyond the interest rate.
They should only recommend a mortgage in Dundee that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Dundee proves unsuitable to you.
Finding a mortgage in Dundee advisor

Following are some of the top websites for finding details about mortgage in Dundee advisors in Dundee and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Dundee advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Dundee.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Dundee illustration document(s). This document outlines the terms and conditions of the mortgage in Dundee along with the details of the loan. As it contains all the key facts on the mortgage in Dundee, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Dundee. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Dundee:

What most people look for while going for a mortgage in Dundee is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Dundee fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Dundee will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Dundee before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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