Mortgage Brokers in Cambridge

Total Result 60 - Page 1

HSBC Bank plc

HSBC Bank plc

Cathedral Square , Peterborough , Cambridgeshire , PE1 1XL 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Exclusive Connections

Exclusive Connections

9 Cross St , Peterborough , Cambridgeshire , PE1 1XA 0870 8503794

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Michael Edwards Mortgage Services

Michael Edwards Mortgage Services

5 Riverside Mead , Peterborough , Cambridgeshire , PE2 8JN 0800 0938646

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Barclays Bank plc

Barclays Bank plc

114-116, High St, Old Fletton , Peterborough , Cambridgeshire , PE2 8DP 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Barclays Bank plc

Barclays Bank plc

395 Lincoln Rd , Peterborough , Cambridgeshire , PE1 2PF 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Bulley Davey

Bulley Davey

4 Cyrus Way , Peterborough , Cambridgeshire , PE7 8HP 01733 569494

No matter your wants, we may help. Bulley Davey is an agency of Accountants overlaying North Cambridgeshire, South Lincolnshire, and the encompassing space. We now have workplaces situated in PETERBOR...

Ayredale Ltd

Ayredale Ltd

398 Fulbridge Rd , Peterborough , Cambridgeshire , PE4 6SG 01733 742743

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The Peterborough Mortgage Co.Ltd,

The Peterborough Mortgage Co.Ltd,

P.O Box 812 , Peterborough , Cambridgeshire , PE4 5AR 0845 0942542

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Mortgage Options

Mortgage Options

50 West End, Whittlesey , Peterborough , Cambridgeshire , PE7 1LS 07890 059977

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J P Financial Solutions

J P Financial Solutions

7 Oxford Gardens, Whittlesey , Peterborough , Cambridgeshire , PE7 1LF 01733 351879

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Think Intelligent

Think Intelligent

27a Market Place, Market Deeping , Peterborough , Cambridgeshire , PE6 8EA 01778 345999

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Barclays Bank plc

Barclays Bank plc

2 New St, Oundle , Peterborough , Cambridgeshire , PE8 4EB 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Turney & Associates Ltd

Turney & Associates Ltd

5-7 Covent Garden , Cambridge , CB1 2HS 01223 657790

At Turney & Associates Limited we delight ourselves in offering a pleasant {and professional} service. We will supply appointments exterior workplace hours or at your house if most well-liked. ...

The Mortgage Bureau

The Mortgage Bureau

Wellington House East Rd , Cambridge , CB1 1BH 01223 656412

Established in 1990, The Mortgage Bureau is among the nation’s main mortgage brokers. They're “Whole of Market”, gaining access to each accessible lender enabling them to supply their shopper...

Stuart Nunn Mortgages

Stuart Nunn Mortgages

2 Dukes Court 54-62 Newmarket Rd , Cambridge , CB5 8DZ 01223 703757

The enterprise is regularly rising by receiving a gentle stream of referrals from happy clients, which we really feel is one of the best advice we will have. We even have hyperlinks with numerous n...

The Cambridge Building Society

The Cambridge Building Society

Unit 16 Grafton Centre , Cambridge , CB1 1PS 01223 727851

Established since 1850, Cambridge Building Society offer a range of financial services....

Matrix Financial

Matrix Financial

32 Newmarket Rd , Cambridge , CB5 8DT 01223 365340

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NatWest Bank plc

NatWest Bank plc

36 Fitzroy St , Cambridge , CB1 1EW 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Lloyds Bank

Lloyds Bank

90a Mill Rd , Cambridge , CB1 2BE 0345 300 0000

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

The Co-operative Bank

The Co-operative Bank

75 Burleigh St , Cambridge , CB1 1DF 01223 316289

The Co-operative Bank PLC provides a wide range of financial services. They also have ATM machines for cash withdrawal and statement services....


If you are looking for mortgage brokers in Cambridge, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Cambridge.

All the mortgage brokers in Cambridge available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Cambridge solutions including mortgage in Cambridge advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Cambridge is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Cambridge advisor when to seek advice, where to get free mortgage in Cambridge advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Cambridge?

Mortgage in Cambridge advice: Yes or no?

Risks of not getting mortgage in Cambridge advice.
Speak to your bank and people you know
When to approach a mortgage in Cambridge adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Cambridge

How to choose the right mortgage in Cambridge?

The mortgage in Cambridge market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Cambridge advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Cambridge and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Cambridge advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Cambridge to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Cambridge repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Cambridge credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Cambridge for you.

When you choose your own mortgage in Cambridge without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Cambridge advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Cambridge. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Cambridge, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Cambridge advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Cambridge decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Cambridge advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Cambridge will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Cambridge, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Cambridge advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Cambridge adviser?

A mortgage broker in Cambridge or advisor is a specialist in mortgages in Cambridge and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Cambridge products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Cambridge advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Cambridge advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Cambridge advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Cambridge, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Cambridge independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Cambridge into account, beyond the interest rate.
They should only recommend a mortgage in Cambridge that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Cambridge proves unsuitable to you.
Finding a mortgage in Cambridge advisor

Following are some of the top websites for finding details about mortgage in Cambridge advisors in Cambridge and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Cambridge advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Cambridge.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Cambridge illustration document(s). This document outlines the terms and conditions of the mortgage in Cambridge along with the details of the loan. As it contains all the key facts on the mortgage in Cambridge, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Cambridge. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Cambridge:

What most people look for while going for a mortgage in Cambridge is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Cambridge fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Cambridge will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Cambridge before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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