Mortgage Brokers in Burton-On-Trent

Total Result 17 - Page 1

Brian Mole

Brian Mole

Independence House 26-27, Bridge St , Burton-On-Trent , DE14 1SY 01283 512252

Brian Mole Independent Financial Advisers Ltd has a team {of professional}, Independent Financial Advisers (IFAs), primarily based in Burton upon Trent, providing sound financial recommendation not so...

Simple Mortgage Solutions Ltd

Simple Mortgage Solutions Ltd

78 Thrift Rd, Branston , Burton-On-Trent , DE14 3LJ 01283 517874

We offer recommendations on mortgages, loans, and related safety areas. Good Financial Advice is a trading type of Simple Mortgage Solutions Limited, which is an appointed consultant of Personal To...

Aevans Financial Services

Aevans Financial Services

Suite6, Barberry Court, Parkway, Centrum One Hundred , Burton-On-Trent , DE14 2UE 01283 617272

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Mortgage Advice Bureau

Mortgage Advice Bureau

36 Station St , Burton-On-Trent , DE14 1AX 01283 564657

...

Jacobs, Payne & Parry Financial Services Ltd

Jacobs, Payne & Parry Financial Services Ltd

22a Borough Rd , Burton-On-Trent , DE14 2DA 01283 509922

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Winning Commercial Finance Ltd

Winning Commercial Finance Ltd

12 Hillcrest Avenue , Burton-On-Trent , DE15 0TZ 07398 566701

Winning Commercial Finance is a national commercial finance brokerage primarily based in Burton on Trent, had been we've over 70 years of mixed-finance experience. We operate throughout England, Wale...

NM Money Burton-Upon Trent

NM Money Burton-Upon Trent

Coopers Square Shopping Centre , Burton-On-Trent , DE14 1DD 01283 204961

NM Money presents an entire international trade service, promoting and shopping for again journey cash in over 70 currencies. Our charges are market-leading and we don’t cost any fee! In addition to...

Lloyds Bank

Lloyds Bank

20 High St, Tutbury , Burton-On-Trent , DE13 9LT 0345 602 1997

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

Nationwide Building Society

Nationwide Building Society

163 High St , Burton-On-Trent , DE14 1JE 0800 554 0523

As a mutual, we’re owned by, and run for, the good thing about our members* – which means we’re free to reinvest extra of our income into enhancing services. Final year alone, we paid again half...

Santander

Santander

11 High St , Burton-On-Trent , DE14 1HX 0800 912 3123

Santander provide a wide range of banking services, from current and savings accounts to loans, credit cards and mortgages....

Lloyds Bank

Lloyds Bank

16 High St , Burton-On-Trent , DE14 1JA 0345 602 1997

Lloyds Bank is proud to serve the people, businesses and communities of Britain. Lloyds Bank is one of the UK’s leading retail and commercial banks, with high-street branches, award-winning online, ...

The Nottingham

The Nottingham

203 Station St , Burton-On-Trent , DE14 1AN 01283 243015

The Nottingham offers a range of financial services and also administers personal loans and mortgages....

NatWest Bank plc

NatWest Bank plc

159 High St , Burton-On-Trent , DE14 1JG 0345 788 8444

NatWest is a large high street bank with branches nationwide. They offer various services such as financial advice, loans, mortgages and foreign exchange....

Keith Roberts Professional Financial Adviser

Keith Roberts Professional Financial Adviser

33 Pinfold Close, Tutbury , Burton-On-Trent , DE13 9NJ 01283 815288

A Partner of True Potential Wealth Management who are a National Adviser Firm with over 30 years experience in financial planning. Advising in Pensions, Investments, Mortgages, Protection, Equity Rel...

E-Solutions

E-Solutions

Unit 7 Barberry Court Parkway, Centrum One Hundred , Burton-On-Trent , DE14 2UE 01283 808234

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Barclays Bank plc

Barclays Bank plc

22-23 High St , Burton-On-Trent , DE14 1HU 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Good Financial Advice

Good Financial Advice

78 Thrift Rd, Branston , Burton-On-Trent , DE14 3LJ 01283 517874

Good Financial Advice is a trading type of Simple Mortgage Solutions Limited. Now we have been offering good sincere recommendations for practically 20 years, specializing in mortgages and the rela...


If you are looking for mortgage brokers in Burton-On-Trent, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Burton-On-Trent.

All the mortgage brokers in Burton-On-Trent available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Burton-On-Trent solutions including mortgage in Burton-On-Trent advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Burton-On-Trent is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Burton-On-Trent advisor when to seek advice, where to get free mortgage in Burton-On-Trent advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Burton-On-Trent?

Mortgage in Burton-On-Trent advice: Yes or no?

Risks of not getting mortgage in Burton-On-Trent advice.
Speak to your bank and people you know
When to approach a mortgage in Burton-On-Trent adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Burton-On-Trent

How to choose the right mortgage in Burton-On-Trent?

The mortgage in Burton-On-Trent market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Burton-On-Trent advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Burton-On-Trent and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Burton-On-Trent advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Burton-On-Trent to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Burton-On-Trent repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Burton-On-Trent credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Burton-On-Trent for you.

When you choose your own mortgage in Burton-On-Trent without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Burton-On-Trent advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Burton-On-Trent. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Burton-On-Trent, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Burton-On-Trent advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Burton-On-Trent decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Burton-On-Trent advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Burton-On-Trent will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Burton-On-Trent, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Burton-On-Trent advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Burton-On-Trent adviser?

A mortgage broker in Burton-On-Trent or advisor is a specialist in mortgages in Burton-On-Trent and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Burton-On-Trent products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Burton-On-Trent advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Burton-On-Trent advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Burton-On-Trent advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Burton-On-Trent, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Burton-On-Trent independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Burton-On-Trent into account, beyond the interest rate.
They should only recommend a mortgage in Burton-On-Trent that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Burton-On-Trent proves unsuitable to you.
Finding a mortgage in Burton-On-Trent advisor

Following are some of the top websites for finding details about mortgage in Burton-On-Trent advisors in Burton-On-Trent and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Burton-On-Trent advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Burton-On-Trent.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Burton-On-Trent illustration document(s). This document outlines the terms and conditions of the mortgage in Burton-On-Trent along with the details of the loan. As it contains all the key facts on the mortgage in Burton-On-Trent, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Burton-On-Trent. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Burton-On-Trent:

What most people look for while going for a mortgage in Burton-On-Trent is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Burton-On-Trent fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Burton-On-Trent will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Burton-On-Trent before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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