Mortgage Brokers in Avon

Total Result 58 - Page 1

Blackstone Financial Solutions

Blackstone Financial Solutions

St Nicholas House, 31-34 High Street , Bristol , Avon , BS1 2AW 0117 4030097

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HSBC Bank plc

HSBC Bank plc

62 George White St, Cabot Circus , Bristol , Avon , BS1 3BA 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Cobalt Capital LLP

Cobalt Capital LLP

15th floor, Colston Tower, Colston St , Bristol , Avon , BS1 4XE 0117 910 7900

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Coutts & Co

Coutts & Co

33-35, Queens Square , Bristol , Avon , BS1 4LU 0117 929 0956

Coutts & Co is a chain of high street banks with branches all over London and the UK. They offer many services, including a personal financial service and investments....

Christie Finance

Christie Finance

Embassy House, Queens Avenue , Bristol , Avon , BS8 1SB 0117 946 8502

Commercial Mortgages, Finance for business,...

Barclays Bank plc

Barclays Bank plc

86 Queens Rd, Clifton , Bristol , Avon , BS8 1RB 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Principal Mortgages Ltd

Principal Mortgages Ltd

2 Hurle Rd, Clefton , Bristol , Avon , BS8 2SY 0117 933 1644

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TWP Mortgages Ltd

TWP Mortgages Ltd

204 North St, Bedminster , Bristol , Avon , BS3 1JF 0117 971 1555

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Britannia

Britannia

63-65, East St, Bedminster , Bristol , Avon , BS3 4HB 0117 963 3131

Britannia Co-Operative Bank is a high street bank offering various services such as loans, financial advice and investments....

HSBC Bank plc

HSBC Bank plc

2 Cannon St, Bedminster , Bristol , Avon , BS3 1BW 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Tim Stone Mortgage Services

Tim Stone Mortgage Services

179 Cranbrook Rd , Bristol , Avon , BS6 7DF 0117 942 6424

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1st Peoples Mortgage Ltd

1st Peoples Mortgage Ltd

447 Gloucester Rd, Horfield , Bristol , Avon , BS7 8UZ 0117 908 1123

1st Peoples Mortgage offer mortgage advice on new purchases, re-mortgages, buy to let and holiday homes....

Best Choice Mortgage Co

Best Choice Mortgage Co

107 Thingwall Park , Bristol , Avon , BS16 2AR 0800 3101374

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Bristol Property Rental Ltd

Bristol Property Rental Ltd

272a Lodge Causeway , Bristol , Avon , BS16 3RD 0117 965 4086

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Figtree Mortgages

Figtree Mortgages

1 Rosemount, Staunton Lane , Bristol , Avon , BS14 0QQ 01275 839131

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M T I Chewton Financial

M T I Chewton Financial

1 Oaktree Close , Bristol , Avon , BS15 3TQ 0117 9678008

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HSBC Bank plc

HSBC Bank plc

11 Canford Lane , Bristol , Avon , BS9 3DE 0345 740 4404

HSBC is a high street bank with branches all over the UK. They offer various services including financial advice, loans, mortgages and insurance. It is one of the world's largest banking and finan...

Barclays Bank plc

Barclays Bank plc

1 High St, Westbury-on-Trym , Bristol , Avon , BS9 3DR 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Barclays Bank plc

Barclays Bank plc

788 Fishponds Rd, Fishponds , Bristol , Avon , BS16 3UR 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....

Barclays Bank plc

Barclays Bank plc

78 Regent St, Kingswood , Bristol , Avon , BS15 8LD 0345 734 5345

Barclays Bank PLC is a high street bank with branches throughout the UK. They offer many services including personal banking, loans and advice when purchasing a home or a car....


If you are looking for mortgage brokers in Avon, then you are in the right place. We are an online directory of mortgage brokers in the United Kingdom brokers who will assist you with the complete process of credit and mortgage in Avon.

All the mortgage brokers in Avon available on our directory are fully authorized and regulated by the financial conduct authority. They will offer complete mortgage in Avon solutions including mortgage in Avon advice, protection advice, and all other mortgage-related financial services. You can filter your search as per your occupation too. It does not matter if you are self-employed, employed or business owner, you can search for a broker with the needed expertise.

Getting a mortgage in Avon is one of the riskiest financial decisions of your life if not executed with prudence. It involves huge risks added with complex terms and conditions. Hence, it is important to get it done the right way. For a first time buyer, it is even more complicated.

The following guide will help you ascertain if you should get a mortgage in Avon advisor when to seek advice, where to get free mortgage in Avon advice, how your bank might be able to help, and which comparison websites you can check.

How to choose the right mortgage in Avon?

Mortgage in Avon advice: Yes or no?

Risks of not getting mortgage in Avon advice.
Speak to your bank and people you know
When to approach a mortgage in Avon adviser
Browse through different websites
Factors to be considered before choosing a mortgage in Avon

How to choose the right mortgage in Avon?

The mortgage in Avon market is incredibly competitive and fluctuating at the same time. With so many different products and options available from various providers, it gets quite difficult to come to a decision while selecting the best option for you. If you are among first-time buyers, everything is sure to go over your head.

However, there is no need to panic. The best and first is to approach your bank as well as a few independent mortgage in Avon advisors, to see what they have to offer. These initial discussions will give an idea of what the market is currently offering, how it all works, and which are the options that could serve your best. They will also help you learn about the different mortgage in Avon and protection features.

Given below is a guide that will navigate you through all the steps to help you study your options carefully before making a final decision.

Mortgage in Avon advice: Yes or no?

It is always a good idea to get in touch with an advisor.

The Financial Conduct Authority of UK mandates every Lender (banks and financial institutions) and mortgage broker in Avon to offer advice before recommending any mortgage for you.

Before giving out any suggestions, they will assess the level of mortgage in Avon repayments you will be able to afford by analyzing your total income, debt consolidation, and day-to-day spending. They will do the required calculation and adjustment to determine the amount of mortgage in Avon credit that suits your needs and financial capabilities to be able to keep up repayments on time.

Is it mandatory to go with your broker’s advice?

It is not mandatory to choose what your lender or broker suggests to you. You can select your deal as per your independent research and study too. Taking advice will definitely help you gain clear insights into all the aspects of the terms and conditions of the credit. It will provide you with the requisite answers you are seeking to select the best mortgage in Avon for you.

When you choose your own mortgage in Avon without seeking any kind of financial advice it’s termed as an “execution-only” application.

Risks of not getting mortgage in Avon advice

It is an act of prudence to do your homework before availing of any financial services from your mortgage broker in Avon. So, gather your financial information before you talk to lenders or brokers. the list of details that need to be ascertained is given as under:

If you are employed, then have your P60 forms (last 2 years) and last three payslips ready with you.
For self-employed people, have your tax returns duly certified by an accountant or professional adviser
Source of income: Take into account your income from all sources including regular, irregular, investments, and speculative income.

Evidence of daily expenses
Evidence of debts
You future affordability: This checks how you would be able to afford if there is an increase in the interest rate in the future
If you avail of a mortgage on the advice of your mortgage broker in Avon, which turns out to be unsuitable for you later on, then you’ll have more rights when you make a complaint. You will enjoy the right to make a complaint of financial mis-selling if the advice you were given turned out to be unsuitable for you.

However, if you do not take any advice from your mortgage in Avon advisor and go for it based on your independent research, you have to take full responsibility for your mortgage in Avon decision if the same turns out to be unsuitable in the future.

Consequences of nontaking mortgage in Avon advice:

If you end up with the wrong mortgage, you won’t enjoy any right to make a complaint of mis-spelling. your mortgage in Avon will turn into bad credit and it will prove to be a financial disaster for you.
You might be rejected by your lender for selecting a mortgage in Avon, which is not suitable as per your financial capabilities.
Hence, taking a decision after availing advice from your mortgage in Avon advisors is the best choice especially for a first-time buyer if you want to avoid bad credit later on.

Speak to your bank and people you know

Speaking to your banks is always a good starting point because they know your financial situation inside out. They will always advise you with the best commercial mortgages to go for depending on your needs. They do not charge any fee for their advice as it is a part of their customer service.

You can also talk to their friend and colleagues to learn about their mortgages. They can brief you on the terms and conditions. You can see how their products stack up against the competition before making a final choice.

When to approach a mortgage in Avon adviser?

A mortgage broker in Avon or advisor is a specialist in mortgages in Avon and possess in-depth knowledge of the market. They have the expertise and experience to study a wide range of mortgage in Avon products before suggesting the best option.

It’s a good idea to speak to a few of them to know about the offers prevailing in the market.

There are three main types of mortgage in Avon advisors in the market:

Advisors tied to a specific lender: They would provide you with mortgage in Avon advice and deals from a specific lender only. they will not look at a wide range of options for you. They generally provide free mortgage in Avon advice.
Tied to a limited list of lenders: As compared to a specific one, they would offer you financial solutions from a set of few lenders.
Not specific to any lender: They would look at various products from the whole market and provide you with a wide range of options based on your individual needs.
Advantages of using an advisor:
They’ll advise you based on your financial capability to make repayments on your mortgage in Avon, thus ensuring income protection.
They can offer you attractive deals and offers, which are otherwise not available if you search for a mortgage in Avon independently.
They will assist you with the paperwork, help you understand all the terms and conditions properly. Your applications get processed and approved faster.
They’ll help you take all the costs and features of the mortgage in Avon into account, beyond the interest rate.
They should only recommend a mortgage in Avon that is suitable for you and will tell you which ones you’re likely to get
You will enjoy protection in the future if the mortgage in Avon proves unsuitable to you.
Finding a mortgage in Avon advisor

Following are some of the top websites for finding details about mortgage in Avon advisors in Avon and other parts of the UK

Cherryfind.co.uk
bmadvisers.co.uk
landc.co.uk
Unbiased.co.uk
VouchedFor.co.uk
capitalfortune.com

Fees and charges

The fees and charges of a Mortgage in Avon advisor will depend on the type of financial solutions and services you avail of. It also depends on the type of product you choose and the value of the mortgage in Avon.

Some lender specific advisors may provide free advisory services because they receive a commission from their lenders on approved deals.

They will tell you the amount of fee they will charge and there won’t be in any hidden cost.

Once your broker makes a product recommendation they must give you a mortgage in Avon illustration document(s). This document outlines the terms and conditions of the mortgage in Avon along with the details of the loan. As it contains all the key facts on the mortgage in Avon, it is usually called a key facts illustration.

European Standard Information Sheet
The European Standard Information Sheet provides s standard format of pre-contractual information that needs to be provided by a lender while issuing a mortgage in Avon. The Mortgages Conduct of Business (MCOB) rules of FCA mandates every lender provide this document to their clients.

Factors to be considered before choosing a mortgage in Avon:

What most people look for while going for a mortgage in Avon is a low-interest rate. However, there are many other important factors that need to be considered before making a choice.

Some of the important factors are listed as under:

APRC: (Annual Percentage Rate of Charge): APRC is calculated by expressing the amount of mortgage in Avon fees and interest rate as a percentage.
Deposit size: Generally lower interest rates are available with higher deposit amounts.
The standard rate: It is the rate your mortgage in Avon will switch to once the fixed-rate deal ends.
Duration of interest?: Whether interest will be charged daily, monthly, or annually? Daily interest generally works out cheaper.
Flexibility of repayments: Can you overpay your mortgage in Avon before time without being charged? Can you take a break from making payments if at any time you are amidst a financial crisis?

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