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Slowing construction rate could be slowing supply of houses for FTBs

Mon, 08 Feb 2010 00:00:00 GMT

UK house building hit a record low in the financial year ending in 2008, which may be making securing a home difficult for first-time buyers.

FTBs 'struggling to deal with house price rises'

Thu, 04 Feb 2010 00:00:00 GMT

House prices have risen for a seventh consecutive month, which may be making it even harder for first-time buyers to purchase a property.

FirstRungNow: Mortgage lenders failing to entice FTBs

Wed, 03 Feb 2010 00:00:00 GMT

First-time buyers are not being offered the mortgages they require to get on the property ladder.

Shared mortgages could be popular as lending cutbacks continue

Tue, 02 Feb 2010 00:00:00 GMT

Securing a mortgage as a first-time buyer in 2010 could be difficult, an association has warned.

Rising house prices may be making it tough for FTBs

Fri, 29 Jan 2010 00:00:00 GMT

House prices are already on the rise in 2010, which may be bad news for first-time buyers.

Doubling of house prices 'makes life more difficult for FTBs'

Thu, 28 Jan 2010 00:00:00 GMT

House prices have doubled in the UK since 2000, making the aim of FTBs even harder to achieve.

Cool Spacious London Apartments from just £36250

Tue, 26 Jan 2010 00:00:00 GMT

Genesishomes is offering first-time buyers the opportunity to purchase a spacious, modern apartment at Forbes House, London E7, for just £36,250 for a 25% share. Situated minutes away from the site of the 2012 Olympics, purchasers will have to move quickly – only seven units remain!

Securing first mortgage 'is most stressful experience in life'

Tue, 26 Jan 2010 00:00:00 GMT

First-time buyers may find securing a home more stressful than having a child, according to new research.

Yorkshire Building Society launches FTB mortgage

Mon, 25 Jan 2010 00:00:00 GMT

People struggling to get on the property ladder may be interested in a new specialist mortgage.

FTBs 'battling to enter less affordable' housing market

Thu, 21 Jan 2010 00:00:00 GMT

First-time buyers are faced with trying to purchase houses that are less affordable than at any time in the last 50 years.

FTBs 'not helped at all by low interest rates'

Tue, 19 Jan 2010 00:00:00 GMT

The record low interest rates are of little use to first-time buyers, it has been claimed.

Return of buy-to-let investors 'is bad for FTBs'

Tue, 19 Jan 2010 00:00:00 GMT

First-time buyers could be squeezed out of the property market by the return of buy-to-let investors.

Flatsharing could be first step on road to shared mortgage

Fri, 15 Jan 2010 00:00:00 GMT

People considering a shared mortgage have been advised to flatshare first.

FTBs "still struggling to find huge deposits required by lenders"

Fri, 15 Jan 2010 00:00:00 GMT

The picture is still bleak for first-time buyers, according to an expert.

Cash required for FTB mortgages 'at five-year low'

Thu, 14 Jan 2010 00:00:00 GMT

The proportion of income a first-time buyer must use to pay off a new mortgage is at a five-year low.

Lending and stamp duty 'are still problems for FTBs'

Tue, 12 Jan 2010 00:00:00 GMT

A First Rung Now expert has claimed that a lack of lending and issues with stamp duty still create problems for first-time buyers.

FTBs 'need 20% deposit to have choice on mortgages'

Mon, 11 Jan 2010 00:00:00 GMT

First-time buyers may require at least 20 per cent if they are to secure a good mortgage deal, according to one newspaper.

House price rise of 1% could be good news for first-time buyers

Thu, 07 Jan 2010 00:00:00 GMT

A small rise in house prices could create some benefits for first-time buyers.

Lack of affordable housing could force FTB's to consider options

Wed, 06 Jan 2010 00:00:00 GMT

A shared mortgage could be one option for first-time buyers in areas with little affordable housing.

Increased lending could be good news for first-time buyers

Tue, 05 Jan 2010 00:00:00 GMT

Bank of England figures show the amount of mortgages accepted in November was up on recent months - which could be good news for first-time buyers.

First-time buyers 'could afford to live in 40% of Britain'

Mon, 04 Jan 2010 00:00:00 GMT

Four-in-ten local authorities in Britain offer housing that is affordable to first-time buyers on an average wage.

CML: Stamp duty should be abolished, may affect first-time buyers

Thu, 31 Dec 2009 00:00:00 GMT

The British trade association for mortgages has recommended that stamp duty be abolished completely.

2010 "will be another tough year for first-time buyers"

Wed, 30 Dec 2009 00:00:00 GMT

As momentum behind mortgage approvals slows down, an expert predicts no short-term solution for those looking to get on the first rung but expects resolution in the long-term.

First-time buyers 'could look to low interest rates to reduce mortgage debt'

Tue, 29 Dec 2009 00:00:00 GMT

Homeowners have paid almost £5 billion off on their mortgages in the third quarter, in news which may benefit prospective first-time buyers.

Will first-time buyer mortgages be affected by the base rate in 2010?

Thu, 24 Dec 2009 00:00:00 GMT

First-time buyer mortgages may be affected by interest rate changes in 2010.

YBS first-time buyer mortgages changed 'to cover stamp duty cost'

Wed, 23 Dec 2009 00:00:00 GMT

The amount of cashback on certain Yorkshire Building Society first-time buyer mortgages has been increased to try and soften the blow of stamp duty.

Expert: Stamp duty won't affect first-time buyer mortgages

Fri, 18 Dec 2009 00:00:00 GMT

First-time buyer mortgage holders are unlikely to be affected when the stamp duty holiday comes to an end, according to one expert.

First-time buyers 'may face higher prices'

Thu, 17 Dec 2009 00:00:00 GMT

First-time buyers may soon face higher property prices, if the recent comments of one expert are anything to go by.

First-time buyers may be shunning fixed rates

Wed, 16 Dec 2009 00:00:00 GMT

First-time buyers have been advised to scour the market for the best mortgage deal, after new statistics revealed that borrowers appear to be shunning fixed rates.

Could a green mortgage help you get on the first rung?

Tue, 15 Dec 2009 00:00:00 GMT

Green mortgages could be worth a look for first-time buyers.

First-time buyers 'set to miss out' as stamp duty holiday ends

Fri, 11 Dec 2009 00:00:00 GMT

The Pre-Budget report ending the stamp duty holiday has been met with dismay by industry leaders.

Expert: Taking out a mortgage now is a good deal

Thu, 10 Dec 2009 00:00:00 GMT

The "amazingly low" base rate might put new buyers in the best position to purchase a mortgage now, according to one expert.

New first-time buyer mortgages 'could take "financial pressure" off'

Wed, 09 Dec 2009 00:00:00 GMT

Yorkshire Building Society has unveiled two new plans for first-time buyer mortgages with no upfront fees.

Repossession rates "not as bad as feared"

Tue, 08 Dec 2009 00:00:00 GMT

Predicted repossession rates for 2010 are 25% lower than originally expected.

Mortgage advice: 'Take advantage of low interest rates'

Mon, 07 Dec 2009 00:00:00 GMT

Low interest rates could boost the affordability and payment span of mortgages, the Council of Mortgage Lenders has said.

Stamp duty 'is a plaster on underlying problems'

Fri, 04 Dec 2009 00:00:00 GMT

The stamp duty holiday cannot fix underlying problems in the UK housing market, an expert has suggested.

Hips 'could be useful for first-time buyers'

Thu, 03 Dec 2009 00:00:00 GMT

Hips are beneficial to people purchasing their first property, it has been claimed.

First-time buyers 'should be aware of short-term mortgage fees'

Wed, 02 Dec 2009 00:00:00 GMT

People stepping onto the first rung of the property ladder should be aware of short-term mortgage fees, it has been advised.

UK 'not out of the recession yet'

Mon, 30 Nov 2009 00:00:00 GMT

The UK housing market will not recover for a long time, according to one market commentator.

Protection of first-time buyer mortgages offered by Treasury

Mon, 30 Nov 2009 00:00:00 GMT

New government measures could protect first-time buyers.

First-time buyer mortgages 'may become more available'

Fri, 27 Nov 2009 00:00:00 GMT

First-time buyers may soon find it easier to get their hands on a mortgage, if one commentator is to be believed.

Lending 'up to Scottish first-time buyers'

Thu, 26 Nov 2009 00:00:00 GMT

More Scottish first-time buyers have stepped on to the first rung of the property ladder in recent months.

Winter could be 'good time' for buying first properties

Wed, 25 Nov 2009 00:00:00 GMT

One expert has pointed out that the winter drop in house values could be beneficial for first-time buyers.

First-time buyers should be permanently exempt from stamp duty'

Tue, 24 Nov 2009 00:00:00 GMT

First-time buyers should be exempt from stamp duty, says one expert.

First-time buyers 'should be permanently exempt from stamp duty'

Tue, 24 Nov 2009 00:00:00 GMT

First-time buyers should be exempt from stamp duty, says one expert.

House prices 'could rise by 5% in 2010'

Mon, 23 Nov 2009 00:00:00 GMT

House prices could rise by five per cent next year.

70% of first-time buyers 'refuse to give up'

Thu, 19 Nov 2009 00:00:00 GMT

Seven in ten would-be first-time buyers refuse to give up on their dream of owning a home, new research has found.

Mortgage comparison: Prices up "213%" in 15 years

Tue, 17 Nov 2009 00:00:00 GMT

A new mortgage comparison exercise has looked specifically at million-pound properties.

First-time buyers 'have difficulty getting hold of deposits' despite market improvements

Fri, 13 Nov 2009 00:00:00 GMT

First-time buyers are still struggling to get their hands on enough money for a deposit, it has been noted.

Government 'should extend stamp duty holiday to help first-time buyers'

Tue, 10 Nov 2009 00:00:00 GMT

First-time buyers should be encouraged to purchase properties by extending the stamp duty exemption, it has been suggested.

First-time buyers 'rushing house purchases to escape stamp duty'

Mon, 09 Nov 2009 00:00:00 GMT

First-time buyers are hoping to miss out on paying stamp duty by rushing their house purchases, according to one expert.

The housing market 'needs first-time buyers'

Wed, 04 Nov 2009 00:00:00 GMT

Without first-time buyers, it has been suggested the housing market cannot get going again.

£500m fund 'to help first-time buyers'

Tue, 03 Nov 2009 00:00:00 GMT

A new fund could help first-time buyers get on the housing ladder in London and the south-east.

Bloor Offers First Time Buyers in Milton Keynes a Helping Hand

Fri, 30 Oct 2009 00:00:00 GMT

Leading developer Bloor Homes has made owning a new home in Milton Keynes more achievable for many purchasers, thanks to an enterprising buying plan at its Treetops II development in Wolverton Mill, Milton Keynes, Buckinghamshire.

People on the first rung of the property ladder 'very important' for housing market

Thu, 29 Oct 2009 00:00:00 GMT

First-time buyers are important to the sustainability of the housing market, it has been suggested.

Parents 'are willing to help' first-time buyer children

Tue, 27 Oct 2009 00:00:00 GMT

Parents are willing to help their children make it onto the housing ladder, according to one bank.

Credit scoring is 'painfully stringent' for first-time buyers

Fri, 23 Oct 2009 00:00:00 GMT

Credit checks on first-time buyers are stringent, according to one expert.

Lending figures are a "very positive sign" of recovery

Thu, 22 Oct 2009 00:00:00 GMT

Lending figures have prompted one expert to speculate on housing market recovery.

Caps 'could have been bad news for first-time buyers'

Tue, 20 Oct 2009 00:00:00 GMT

First-time buyers may be affected by new regulations from the FSA.

Lack of affordable first-time buyer mortgages preventing purchases

Thu, 15 Oct 2009 00:00:00 GMT

People are struggling to get onto the first rung of the property ladder due to unaffordable lending, it has been suggested.

Now is the time to buy for first-time buyers

Tue, 13 Oct 2009 00:00:00 GMT

First-time buyers should take the plunge and buy a property, it has been claimed.

More needs to be done for buyers with low deposits

Mon, 12 Oct 2009 00:00:00 GMT

More needs to be done to assist those with small deposits, it has been suggested.

House price rise 'will contribute to first rung caution'

Thu, 08 Oct 2009 00:00:00 GMT

First-time buyers may be more cautious about buying a house as a result of climbing prices, it has been suggested.

UK's housing industry 'will soon be healthy again'

Wed, 07 Oct 2009 00:00:00 GMT

The UK's housing market is on its way to recovery, it has been claimed.

New mortgages 'good news for first-time buyers'

Mon, 05 Oct 2009 00:00:00 GMT

The new 90 per cent mortgages are good news for people on the first rung of the property ladder, it has been suggested.

HSBC 'increases funds for first-time buyer mortgages'

Thu, 01 Oct 2009 00:00:00 GMT

HSBC has made more money available for first-time buyer mortgages.

More action needed to boost first-time buyer mortgages

Tue, 29 Sep 2009 00:00:00 GMT

A new report has called for more action on mortgage availability for first-time buyers.

New 100% mortgage 'encouraging for first-time buyers'

Fri, 25 Sep 2009 00:00:00 GMT

A new 100 per cent mortgage has been welcomed by FirstRungNow.com.

First-time buyers should do their homework when it comes to shared ownership

Thu, 24 Sep 2009 00:00:00 GMT

A shared ownership scheme could be a good option for first-time buyers.

Over half of first-time buyers seeking family help, study says

Wed, 23 Sep 2009 00:00:00 GMT

Over half of the UK's first-time buyers are seeking help from their families, it has been claimed.

Artificial measures 'are not helpful to first-time buyers'

Mon, 21 Sep 2009 00:00:00 GMT

First-time buyers will not be helped by a new scheme from James Caan, it has been claimed.

Number of first-time buyers 'has increased'

Fri, 18 Sep 2009 00:00:00 GMT

The number of first-time buyers in the housing market has increased, it has been claimed.

First-time buyers 'hold key to market recovery'

Thu, 17 Sep 2009 00:00:00 GMT

First-time buyers are the key to progression in the housing market.

First-time buyers 'moving to the country'

Mon, 14 Sep 2009 00:00:00 GMT

An increasing number of first-time buyers are moving to rural areas, it has been found.

Mortgage advice: Fixed-rate home loan fees on increase

Fri, 11 Sep 2009 00:00:00 GMT

The number of mortgage products with fees has increased in recent months as a means of raising the bar for applicants, it has been claimed.

First-time buyers could be in for a treat with Bloor Homes

Thu, 10 Sep 2009 00:00:00 GMT

Bloor Home is having a dedicated first-time buyer weekend, in which they could be in with the chance of winning a furniture package.

Mortgage advice: Buy before end of 2009 to avoid stamp duty

Tue, 08 Sep 2009 00:00:00 GMT

First-time buyers have been advised to buy their new property before the end of the year.

Buy-to-let market 'may be difficult for first-time buyers'

Mon, 07 Sep 2009 00:00:00 GMT

There has been an increase in the number of people interested in buy-to-let mortgages over the last year, according to one expert.

New home loan deals 'good opportunity for first-time buyers'

Fri, 04 Sep 2009 00:00:00 GMT

First-time buyers may be pleased to hear about new mortgage products on the market.

Government 'makes it easier to be energy efficient'

Wed, 02 Sep 2009 00:00:00 GMT

Ed Miliband has announced the launch of a new scheme that could help cut energy costs.

Householders and first-time buyers 'should know their DIY limits'

Tue, 01 Sep 2009 00:00:00 GMT

People should be aware of their limitations when it comes to DIY.

Auctions may appeal to first-time buyers

Thu, 27 Aug 2009 00:00:00 GMT

First-time buyers may be drawn to the appeal of houses up for auction.

First-time buyers seeking parental help

Thu, 27 Aug 2009 00:00:00 GMT

More people are turning to their relatives for help with accomodation.

First-time buyers 'may have more confidence in market'

Wed, 26 Aug 2009 00:00:00 GMT

Improvements in the housing market may give potential buyers more confidence.

First-time buyers 'may have difficulty getting onto the ladder'

Wed, 26 Aug 2009 00:00:00 GMT

People trying to get onto the housing ladder may have difficulties, it has been claimed.

Unemployment 'may affect house prices'

Tue, 25 Aug 2009 00:00:00 GMT

House prices may yet be affected by UK joblessness, it has been suggested.

First-time buyers 'should shop around for Hips'

Mon, 24 Aug 2009 00:00:00 GMT

House buyers should be sure to browse the market for Hips, it has been advised.

Supply 'not meeting demand' in new housing

Mon, 24 Aug 2009 00:00:00 GMT

New housing demand is outstripping supply, it has been claimed.

'Good time' to purchase property for first-time buyers

Thu, 20 Aug 2009 00:00:00 GMT

First-time buyers should be sure to check out the property market, according to one expert.

Lenders 'will respond to demand for mortgages'

Mon, 17 Aug 2009 00:00:00 GMT

Mortgage advisors will begin to increase the number of products on offer when there is greater demand, it has been claimed.

"Positive signs" of a Scottish house price recovery

Fri, 14 Aug 2009 00:00:00 GMT

There are "positive signs" that the Scottish housing market is starting to recover, according to an expert.

Gov?t 'determined to help rural first-time buyers'

Wed, 12 Aug 2009 00:00:00 GMT

First-time buyers in rural areas are set to receive more help from the government.

Survey: 24% settle for second best property

Tue, 11 Aug 2009 00:00:00 GMT

A number of people do not live in their dream home, a survey has revealed.

Property market recovery 'will be slow'

Fri, 07 Aug 2009 00:00:00 GMT

Recovery in the property market will be slow and favourable mortgages are limited to those with large deposits, it has been claimed.

First-time buyers 'should talk to mortgage advisors'

Thu, 06 Aug 2009 00:00:00 GMT

Mortgage advisors can offer guidance to first-time buyers, it has been claimed.

'More confidence' in housing market over next few months

Tue, 04 Aug 2009 00:00:00 GMT

There should be more confidence in the housing market over the next few months, it has been suggested.

Nationwide: House prices have taken an upward bounce

Thu, 30 Jul 2009 00:00:00 GMT

House prices experienced an "upward bounce" in July, changing on a monthly basis by 1.3 per cent and rising to an average value of £158,871, it has been stated.

Don't completely trust house price indices, says expert

Thu, 30 Jul 2009 00:00:00 GMT

House price indices that claim to show consumers rises and falls in the market should be regarded with some caution, an expert advised this week.

Now is "great" for first-time buyers

Thu, 30 Jul 2009 00:00:00 GMT

The current financial climate is "great" for first-time buyers, it has been suggested.

First-time buyers 'unlikely to be affected by higher taxes for views'

Tue, 28 Jul 2009 00:00:00 GMT

Proposals to charge homeowners with a nice view more council tax are unlikely to affect first-time buyers, it has been suggested.