First Time Buyers Mortgages

Part Repayment Part Interest Mortgages

Part Repayment Part Interest Mortgages – What are They?
These are interest-only mortgage but only for the first three years. After this time you revert to a repayment deal and can choose to increase your repayments to make up for the shortfall in capital.

Part Repayment Part Interest Mortgages - Advantages
The deal is available up to 95% LTV. This will give you some initial extra cash to spend on your first home.
When it does come to switching to a repayment mortgage, you are only three years behind in capital. The overpayments required to get back on track should be manageable.

Part Repayment Part Interest Mortgages - Disadvantages
When you do switch to a repayment mortgage, the rise in monthly payments could come as a shock.

Lenders specialising in Part Repayment Part Interest Mortgages
Homestart from HSBC plus some others.

Part Repayment Part Interest Mortgages Mortgage Advice
To find out if part repayment part interest mortgages are right for you – indeed which is the right first time buyer for you, seek specialist, no-commitment, friendly mortgage advice.

Features, advantages and disavantages of specific first time buyer mortgages:

100% Mortgages l Cashback Mortgages l High LTV Mortgages l Graduate Mortgages l Professional Mortgages l Mortgages with Parents l Guarantor Mortgages l Family Offset Mortgages l Mortgages with Friends or Family l Mortgages at University l Rent a Room Mortgages l Affordable Mortgages l Interest only Mortgages l Interest-free Start Mortgages l Shared Ownership Mortgages l Poor, Adverse or Poor Credit Mortgages l Key Worker Mortgages l Shared Equity Mortgages l 30, 35, 40 Year Term Mortgages

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First Time Buyers Mortgages

Part Repayment Part Interest Mortgages

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