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Yorkshire Building Society launches FTB mortgage

25-Jan-2010

First-time buyers (FTBs) could find a new mortgage helps them get their feet on the first rung of the property ladder.

Yorkshire Building Society is launching a home loan for FTBs which features several advantages to those struggling to purchase their own property.

For example, in some cases just ten per cent of the home's value is required upfront as a deposit - significantly lower than the deals on offer from many lenders at the moment.

The mortgage also has a fixed rate of 6.49 per cent for five years, with no legal fees or hidden costs to be paid by the FTB.

Iain Cornish, chief executive at the society, said: "We considered what would be most important to a new borrower and we hope that this mortgage will take some of the financial pressure off FTBs."

News of the mortgage could be welcomed by FTBs across the country who are, according to research by the Council for Mortgage Lenders earlier this month, struggling to find the significant deposits required by the majority of financiers in the current climate.

How to buy a house from finding your first property, first time buyer mortgages, mortgage advice, shared equity, shared ownership, joint ownership, part buy part rent and HomeBuy. All a first time buyer could need as well as first time buyer news at FirstRungNow.com.

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