Mortgage & Property Advice Centre for First Time Home Buyers

Property expert assesses mortgage market

26-Jun-2009

Better mortgage deals will be available on the market when confidence in house price stability returns, it has been suggested.

Peter Cowell, a representative from professional mortgage broker group Click n go Mortgages, said that lenders are "looking for a hint of an increase" in positive attitude.

Other factors preventing the lack of attractive home loan deals at present, he added, include the overall unstable marketplace and the fact lenders also need to reduce their arrears book.

First-time buyers looking for their first property were offered help by a new Lloyds TSB product specifically for them recently.

The financial services provider launched the product last month and it allows purchasers to secure a deal with contributions from third parties such as parents or grandparents.

Catherine Hearnden, director of MyMortgageDirect, said earlier this month that mortgages are affordable now, but finding the deposit is the key to getting on the housing ladder.

"I think people should perhaps look into the government schemes that are available, because there are more schemes available and they work well," she stated.

FirstRungNow.com - how to buy a house, from finding your first flat or first house, first time buyer mortgages, shared ownership, buying with friends, gifted deposit, part buy part rent - all a first time buyer could possibly need.

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