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Lending boost for FTBs

01-Mar-2010

First-time buyers (FTBs) may take hope from the news that, despite house prices falling by one per cent during February, lending appears to be on the up.

According to the Bank of England, total net lending for the first month of 2010 rose to £2 billion, with the 12-month growth rate hitting 0.8 per cent.

This came as the Nationwide Building Society noted a one per cent fall in house prices the following month.

FTBs struggling to reach the first rung of the property ladder may be pleased by the new statistics, which suggest it is becoming easier and more affordable to secure a first home.

Martin Gahbauer, Nationwide's chief economist, said it is too early to tell whether the figures are the start of a long-term trend of falling house prices.

If they are not, some would-be FTBs may decide to consider a shared equity mortgage or shared mortgage as equally effective ways of buying a property.

How to buy a house from finding your first property, first time buyer mortgages, mortgage advice, shared equity, shared ownership, joint ownership, part buy part rent and HomeBuy. All a first time buyer could need as well as first time buyer news at FirstRungNow.com.

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10-year low in lending may be cause for concern for FTBs
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Interest rates are low but could rise? Is this a good time to buy?

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