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70% of first-time buyers 'refuse to give up'

19-Nov-2009

Seven in ten wannabe first-time buyers are not going to give up on their dream of purchasing a house, new research shows.

According to Miller Homes, this proportion of the 3,000 respondents to a survey say they are determined to eventually put down a deposit and get on the property ladder.

However, two-thirds believe it is this initial payment that is the main reason preventing them from signing on the dotted line. One in ten has been saving for five years already, but still does not have enough - and 20 per cent think they will need over £10,000 to get going with the purchasing process.

Sue Warwick of Miller Homes said the fact so many people are set on owning a home was "heartening".

"While loan-to-values have become much tighter, the reality is that there has never been a better time for first-time buyers to get onto the housing ladder," she remarked.

Her comments follow new figures from the Council of Mortgage Lenders, which showed that in September of this year there were 6,200 first-time buyer loans approved for properties worth between £125,000 and £175,000.

FirstRungNow.com - how to buy a house, from finding your first flat or first house, first time buyer mortgages, shared ownership, buying with friends, gifted deposit, part buy part rent - all a first time buyer could possibly need.

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Interest rates are low but could rise? Is this a good time to buy?

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Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

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Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

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