Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

27-Mar-2009
House prices have fallen 16.5 per cent over the last year, according to the latest house price index, which could be good news for first-time buyers looking for cheap properties.
26-Mar-2009
First-time buyers are struggling to raise the money for a deposit, says a property adviser.
24-Mar-2009
The number of first-time buyer registrations boomed in January and February, according to an estate agency network.
23-Mar-2009
The housing market is beginning to "bounce back", according to a new report.
20-Mar-2009
More young savers are putting more money into funds for house deposits, says new research.
19-Mar-2009
Lord Turner's decision not to cap mortgages is positive for first-time buyers.
18-Mar-2009
Giving first-time buyers extra financial help is top of a list of suggestions given to the chancellor
16-Mar-2009
First-time buyers are encouraged by Halifax to "spring clean" their finances in order to afford a deposit that will get them onto the first rung of the housing ladder.
12-Mar-2009
Efforts to revitalise the UK mortgage market should include policies designed to expand the range of products available to first-time buyers (FTBs), the Association of Mortgage Intermediaries (AMI) has said.
11-Mar-2009
Britons looking to get on to the property ladder might enjoy more success from lenders if they are looking for shared equity schemes rather than shared ownership deals, it has been suggested.
10-Mar-2009
Housing market activity could stagnate unless the government issues guarantees for residential mortgage-backed securities to assist first-time buyers (FTBs), according to the Royal Institution of Chartered Surveyors (Rics).
09-Mar-2009
Britons looking to buy their first property are the victims of other homeowners' poor financial decisions, it has been suggested.
05-Mar-2009
Today's 0.5 per cent cut in the Bank of England base rate will make "no difference" to liquidity in the mortgage market, according to the National Association of Estate Agents (NAEA).
04-Mar-2009
Prospective borrowers of first-time buyer mortgages should seek advice before agreeing to a long-term fixed-rate deal, it has been suggested.
03-Mar-2009
Interest rate cuts have lowered mortgage rates and meant borrowing is less of a burden for consumers, an expert has said.
02-Mar-2009
One of the simplest ways Britons can save up enough money to afford a first-time buyer (FTB) mortgage is by living at home with the parents, an expert has said.

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option