Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

30-Jul-2009
The current financial climate is "great" for first-time buyers, it has been suggested.
30-Jul-2009
House price indices that claim to show consumers rises and falls in the market should be regarded with some caution, an expert advised this week.
30-Jul-2009
House prices experienced an "upward bounce" in July, changing on a monthly basis by 1.3 per cent and rising to an average value of £158,871, it has been stated.
28-Jul-2009
Proposals to charge homeowners with a nice view more council tax are unlikely to affect first-time buyers, it has been suggested.
27-Jul-2009
First-time buyers looking for mortgage advice are among those being told by one insider they must be prepared to take a gamble.
24-Jul-2009
Before first-time buyers contact their mortgage broker, they may wish to consider the following comments.
22-Jul-2009
Unless mortgage brokers become more flexible on their loan-to-value for first-time buyers, gross mortgage lending is unlikely to increase over the coming months, it has been claimed.
22-Jul-2009
First-time buyers who want to live in the country's capital may be pleased to hear confidence is growing, according to one sector commentator.
20-Jul-2009
First-time buyers should not "manipulate" the figures they put down on mortgage applications, it has been warned.
17-Jul-2009
"Green shoots" are appearing in the first-time buyer market - one that has been "bleak" recently.
17-Jul-2009
The property market will recover but at a "very gradual" pace, an expert in the sector said this week.
10-Jul-2009
First-time buyers who like to be beside the seaside might be interested to hear that demand for such properties varies depending on the area.
08-Jul-2009
Mortgage brokers believe the market is improving, which might please those looking to get their foot on the first rung of the property ladder.
07-Jul-2009
First-time buyers could find it easier to find a mortgage after suggestions lending is beginning to improve.
02-Jul-2009
It has been suggested that first-time buyers' main concern is mortgage finance - not house prices.
01-Jul-2009
The government needs to keep its promise on housing targets, it has been suggested.

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option