Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

30-Sep-2008
The code of conduct for new-build properties should help to reassure first-time buyers (FTBs) that the homes they are buying are worth the money, one industry expert says.
29-Sep-2008
First-time buyers (FTBs) looking to get on the first rung of the property ladder should consider buying at a property auction, one industry expert advises.
26-Sep-2008
The Office of Fair Trading (OFT) is giving home builders a second chance to improve consumer protection, in a move which might give first-time buyers (FTBs) more confidence in buying new-build properties.
25-Sep-2008
irst-time buyers (FTBs) should consider buying property from an auction as they give a degree of transparency, according to one expert.
24-Sep-2008
First-time buyers (FTBs) looking to get on the property ladder could have a long wait before the market stabilises, according to one expert.
23-Sep-2008
First-time buyers (FTBs) looking to get on the property ladder might see higher mortgage rates following recent events, one expert states.
22-Sep-2008
The National Association of Estate Agents (NAEA) is urging first-time buyers (FTBs) looking to get on to the first rung of the property ladder to be patient.
22-Sep-2008
The current market situation makes this one of the best times to buy property, according to one industry expert.
19-Sep-2008
First-time buyers (FTBs) looking to get on to the property ladder could be facing tough times ahead.
19-Sep-2008
Borrowers looking to get on to the property ladder should seek independent financial advice before taking out insurance products, consumer group Which? advises.
18-Sep-2008
A fixed-rate mortgage remains the most popular option for borrowers, whether they are first-time buyers (FTBs) or remortgaging, according to figures from Legal & General.
17-Sep-2008
There are things the government can do to encourage people on to the property market, according to one industry expert.
17-Sep-2008
It would be a "shame" to abolish Home Information Packs (Hips) as they give first-time buyers (FTBs) something for nothing, one expert states.
16-Sep-2008
The collapse of the Lehman Brothers is likely to have a knock-on effect on the mortgage markets, it is suggested.
15-Sep-2008
Scottish first-time buyers (FTBs) living in the countryside face even greater challenges than their urban counterparts, new research asserts.
15-Sep-2008
More than half of all first-time buyers who recently used one of the country's price comparison sites are receiving help from their parents, research shows.
12-Sep-2008
A glimmer of hope has perhaps been given to first-time buyers (FTBs) today as Abbey cuts its mortgage prices.
11-Sep-2008
The number of first-time buyers (FTBs) entering the housing market has fallen, according to new figures.
11-Sep-2008
First-time buyers looking to purchase properties at the higher end of the market are unlikely to be able to do so, according to one expert.
10-Sep-2008
There is a shortage of housing in the UK, according to one expert.
09-Sep-2008
The government has left its new housing measures too late, according to one expert.
08-Sep-2008
High street building society Skipton has launched new plans aimed at helping first-time buyers (FTBs) on to the property ladder.
08-Sep-2008
Parents still play an integral part in their children getting on the housing ladder, a report suggests.
05-Sep-2008
Homeowners have a number of options available to them when considering the best mortgage deal, one expert suggests.
04-Sep-2008
New housing measures announced by the government are disguising the real issues at hand, according to one expert.
03-Sep-2008
A new scheme has been unveiled by the government aimed at help low-income families get on the property ladder.
02-Sep-2008
With the economy looking so uncertain at the moment, investors need to be more secure and take fewer risks, an expert suggests.
02-Sep-2008
The government has announced a 12-month stamp duty exemption to be enforced on homes under £175,000.
01-Sep-2008
Mortgage approvals in the UK fell 70 per cent to a record low in July, say reports from the Bank of England.

01-Sep-2008
First time buyers (FTBs) are to be given financial support as part of Gordon Brown's autumn plans, reports suggest.

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option