Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

30-Nov-2005
Despite difficult market conditions, first time buyers are taking a more innovative approach to getting on the first rung of the property ladder and are turning to family and friends to ease the financial burden
29-Nov-2005
Estate agents need to extend their knowledge of the affordable homes market to help more first time buyers get on the first rung of the property ladder, according to a new report
28-Nov-2005
The availability of key worker homes in the UK has improved, according to the latest report by the Housing Corporation, helping over 7,000 people to find affordable housing this year
25-Nov-2005
Two new mortgage products from Abbey aim to reduce the financial burden of raising a deposit and help more first time buyers to get on the first rung of the property ladder
24-Nov-2005
First time buyers can help to raise a bit of extra money towards the purchasing of a property by selling some of their duplicate possessions before the big move, advises a new survey
23-Nov-2005
A new report has looked at ways to improve access to affordable housing in Leeds, Harrogate and York, in a bid to help more aspiring homeowners get on the first rung of the property ladder
22-Nov-2005
The government has been urged to improve the provision and access of key worker homes across the UK after a report indicated that many are left empty
21-Nov-2005
Leeds Building Society has extended its range of 100 per cent mortgage products, offering a number of extra incentives and helping first time buyers to get a foot on the property ladder
18-Nov-2005
Housing minister Yvette Cooper believes that the introduction of home information packs will benefit first time buyers by reducing overall costs and speeding up the house buying process
17-Nov-2005
Latest figures have shown an increase in the number of buyers registering with estate agents in London, as well as a rise in agreed sales, indicating that aspiring homeowners are returning to the capital
16-Nov-2005
First time buyers need more help with choosing which mortgage deal to accept, warns a new survey, as the increasing number of options make the process confusing and misleading
15-Nov-2005
Latest industry figures show an increase in the number of new buyer enquiries, indicating that first time buyers are taking advantage of current competitive deals and getting on the first rung of the property ladder
14-Nov-2005
Plans to build a range of new affordable homes in Nottingham, including a number of shared ownership properties, will help to boost first time buyer confidence in the area and get more people on the first rung of the property ladder
11-Nov-2005
First time buyers are happy to play the waiting game, according to a new survey, with increasing numbers of aspiring homeowners delaying the decision to move house in a bid to save money
10-Nov-2005
The Council of Mortgage Lenders has urged the government to address the problem of affordable housing in Wales and called for more home-ownership schemes to help first time buyers get on the first rung of the property ladder
09-Nov-2005
The popularity of Manchester as a first time buyer hotspot is growing, with the availability of affordable new homes and high quality housing developments helping to bring potential home buyers to the area
08-Nov-2005
New homes are falling in price and are currently lower than at the same time last year, according to new research, helping more aspiring homeowners to get on the first rung of the property ladder
07-Nov-2005
The government's plans to develop a £60,000 house have moved a step closer as it announced the winners of the latest round of the competition, allowing for the delivery of affordable housing projects across the country from next spring
04-Nov-2005
First time buyers in Lincoln will welcome a new pledge to provide the area with a greater volume of affordable housing and shared ownership schemes, helping more people to get on the first rung of the property ladder
03-Nov-2005
A new report has revealed how aspiring homeowners can reduce the expense of moving house just by considering all the options available to them and taking on some of the advertising and moving work themselves
02-Nov-2005
A leading housebuilder has urged the government to consider changing current house planning policies to increase the number of options for aspiring homeowners and meet demand for more traditional homes
01-Nov-2005
First time buyers choosing to take out the new mortgage product from Smile will receive a free energy home rating survey, following recent reports which indicate the importance of energy saving appliances in new homes

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option