First Time Buyers Mortgages

Mortgages at University

How do Mortgages at University work?
This mortgage allows a student to buy when still at university. Affordability is calculated on rental income which must be at least 7% of the loan and generated from no more than four rooms in the house.

Mortgages at University – Advantages
The mortgage is available up to 100% LTV. The mortgage allows you to start gaining from equity rises before you have even started working.
You will not waste any most in rent at university.

Mortgages at University - Disadvantages
Both parents must act as guarantors for the entire loan. They may also have to secure the loan on a proportion of their own home (if you take more than 75% LTV).
You will have the additional stress of finding tenants and living in the house as landlord.

Lenders specialising in Mortgages at University
Bath Building Society, but many operate in this field now

Mortgages at University Advice
You will need to find out which first time buyer mortgage is right for you so seek specialist mortgage advice.

Features, advantages and disavantages of specific first time buyer mortgages:

100% Mortgages l Cashback Mortgages l High LTV Mortgages l Graduate Mortgages l Professional Mortgages l Mortgages with Parents l Guarantor Mortgages l Family Offset Mortgages l Mortgages with Friends or Family l Rent a Room Mortgages l Affordable Mortgages l Interest only Mortgages l Part Repayment Part Interest Mortgages l Interest-free Start Mortgages l Shared Ownership Mortgages l Poor, Adverse or Poor Credit Mortgages l Key Worker Mortgages l Shared Equity Mortgages l 30, 35, 40 Year Term Mortgages

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First Time Buyers Mortgages

Mortgages at University

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