Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

How to Buy a House

Removal Companies

When you move into your new home, you might move all your possessions yourself, hire a 'man-with-a-van' or use a professional removals firm.

Before booking up a removal company, ring round for quotes as charges can vary considerably.

Find out whether your belongings are insured during packing and transit. You may prefer to take out your own third-party insurance rather than using the removal firm's insurance, as this can work out cheaper.

You may need to decide how many of your belongings you wish to pack yourself and how much you want the removers to pack. Bear in mind that many removal firms will not insure items that they have not packed themselves.

If you need to store your furniture for a while, think about self-storage as a cheaper option than paying the removals firm. Remember to check what insurance is required while your possessions are in storage.

Make sure you keep any removals company up to date with the moving-in date.

Make sure all pallets are labelled with their contents, and provide a room plan of your new property. Colour-code both plan and pallets so that the removal men can pack your belongings into the vehicle in the right order and unpack them again at your destination.

Find out more about the house-buying process:

How Much Can I Borrow?  l Find a Property l Mortgages l Conveyancing Solicitors and Legal costs l Stamp Duty l Property Insurance l Home Information Packs l How to Budget l Surveys and Surveyors l Solicitors Utilities Companies l Buying a House at Auction l Buying a Repossessed Property

Useful links
:

www.BAR.co.uk

Most useful and most popular pages on this site:

Look for your First Property l Seek First Time Buyer Mortgage Advice l See our Best First Mortgages Comparison Table l Find out about First Time Buyer Mortgages l Find out How to Buy a House l Learn all about The First Time Buyer Mortgage l Shared Ownership



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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option