First Time Buyers Mortgages

Graduate Mortgages

How do Graduate Mortgages or Mortgages for Graduates Work?
As well as being able to borrow up to over the full value of the property, your income multiples are boosted. How much by will depend on factors such as your outstanding debt and credit score.

Advantages of Graduate Mortgages
Not having to find a deposit – and having 2% extra – will be a welcome feature after the costs of going to university.
As the deal applies to graduates up to 35 years old, you will have plenty of time.

Disadvantages of Graduate Mortgages
Graduates rarely start off on a higher salary. They can also have a lot of debt, so you could struggle to make your repayments in the early years – especially having borrowed more than 100%.

Lenders Offering Graduate Mortgages
Scottish Widows. HSBC offers 100% LTV to borrowers who have graduated in the past five years. Most lenders have graduate mortgages or something equivalent.

Graduate Mortgages Mortgage Advice
Request graduate mortgages mortgage advice and find out which mortgage is really the best one for you.

Features, advantages and disavantages of specific first time buyer mortgages:

100% Mortgages l Cashback Mortgages l High LTV Mortgages l Professional Mortgages l Mortgages with Parents l Guarantor Mortgages l Family Offset Mortgages l Mortgages with Friends or Family l Mortgages at University l Rent a Room Mortgages l Affordable Mortgages l Interest only Mortgages l Part Repayment Part Interest Mortgages l Interest-free Start Mortgages l Shared Ownership Mortgages l Poor, Adverse or Poor Credit Mortgages l Key Worker Mortgages l Shared Equity Mortgages l 30, 35, 40 Year Term Mortgages

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First Time Buyers Mortgages

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