Mortgage & Property Advice Centre for First Time Home Buyers

First Steps Scheme For First Time Buyers

Gifted Deposit

This scheme is no longer on offer to first time buyers.

Do not complete this form.

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Application Form
                           
PERSONAL INFORMATION
Title*
First Name*
Surname*
Address 1*
Address 2
City*
County*
Postcode*
Current age*
Current residential status
Daytime telephone*
Mobile
Email*
Joint Application (do you intend to buy with any one else)
If yes please give names
PREFERED PROPERTY DETAILS
Property location County
  City
Please specify specific areas or postcodes
Property type
Property details
When do you wish to purchase?
Maximum Purchase price
Do you have a mortgage offer (Decision in Principle)?
If yes give details Lender
  Amount
Would you consider purchasing for investment eg buy-to-let or off plan property?
FINANCIAL DETAILS
Employment status
If other give details
Your total income per annum
Total joint income per annum (for all applicants )

ADVERSE CREDIT DETAILS - Have you ever:

Had a mortgage refused
Had any loan/credit card arrears or defaults
Had any CCJ's (county court judgment)
Had an IVA
Been bankrupt
If yes, please give details:- Value, Type, Number in the last 3 years, has the debt(s) been paid?:
Any other requirements or comments?
I have read and agree to the Terms and Conditions and understand the Privacy and Security policies of the site.

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Prospects for first time buyers in 2010...

Do you think mortgage lenders will be more generous in 2010?

yes
no

Is 2010 a better year to step onto the property ladder?

yes
no

If new houses were the same price as old ones would you be more likely to buy one?

yes
no

Do you fear that landlords will start snapping up smaller properties again?

yes
no

Are you losing hope of ever getting onto the property ladder?

yes
no