Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

Property Buying Guide

Buy to Let Advice: How Much can I Borrow for a Buy to Let Mortgage?

The first things you need to consider when buying a property are how much you can borrow and what is the most suitable mortgage for your circumstances. You will need to take mortgage advice so as to be able to work out your your affordability and risk. Buy to let mortgages are very competitive so good mortgage advice is essential.

To get free legal advice on all aspects of buy-to-let, or to ask a question about the legal costs involved in the home-buying process, contact our property lawyers,

More buy to let advice:

Buy to let – for first time buyers and everyone l Buy-to-let mortgages  lThe tax situation l The hidden costs l Finding a suitable property l Your responsibilities as a landlord l Letting agents l Tenants l Furnished and unfurnished properties l Buy-to-let useful websites l Buying Property Abroad 

Useful Links: 

www.arla.co.uk 
www.cml.org.uk  
www.landlords.org.uk  
www.direct.gov.uk


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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option