Mortgage & Property Advice Centre for First Time Home Buyers

Property Buying Guide

Building a Deposit: Reducing the Deposit Requirement

One way of not needing such a big deposit is by sharing it. If you buy a property with a friend or member of family – even a co-investor you have met specifically to buy together, you won't need to raise so much money in the first place.

All the information you could possibly need on the ins and outs of joint ownership can be found in our joint ownership section.

If you are interested in earning extra money to build up your deposit, find out more about how you could do this by calling Jayne Davey on 01491 671293 or email JayneDavey@Tiscali.co.uk.


Find out more about how to build a deposit - or even get away without needing one:

Savings l Extra work, selling things, cutting down on spending, cutting down on debt l Gifted Deposits l A loan l Investing Abroad l No Deposit Options


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Prospects for first time buyers in 2010...

Do you think mortgage lenders will be more generous in 2010?

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Is 2010 a better year to step onto the property ladder?

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If new houses were the same price as old ones would you be more likely to buy one?

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Do you fear that landlords will start snapping up smaller properties again?

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Are you losing hope of ever getting onto the property ladder?

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