Mortgage & Property Advice Centre for First Time Home Buyers

FirstRungNow.com - the First Step to Buying your First Home

Help for First Time Buyers.

How to buy a house - news, info, advice and help for first time buyers.  From first time buyers mortgages to finding your first property. Shared ownership mortgages, mortgage advice, guarantor mortgages, graduate mortgages, everything for your first home including new-build homes gifted deposit deals - even how parents can help. All at this website!

Featured News

Helping First Time Buyers Onto the Property Ladder

14-May-2008
New support to help first time buyers into affordable home ownership is being announced today by Housing Minister Caroline Flint. The measures are a key part of the Government's priority set out in the today's draft legislative programme, to ensure a strong stable economy and to provide opportunities to all people to meet their aspirations.

Just the Ticket - a First Class Deal for Buyers in Bishop's Stortford and Hitchin

13-May-2008
It’s a conundrum thousands of South East first time buyers face each year - do you buy closer into London, and pay higher property prices, but lower travel costs, or do you invest further out of the city, and enjoy lower property prices, but have any surplus money each month swallowed up by higher transport costs?

Buying your First Home with Your Partner? Share Your First Time Buyer Experience!

13-May-2008
If you are with a partner but not living together and you have decided that this is the right time for you to join forces and buy your first home - then this is your chance to show how to do it!

Problem Property Searches Will Stop Sales - Latest Consumer Poll Results from Land Data

08-May-2008
Just under half of homebuyers (49%) believe an issue brought up by a property search would affect their decision to proceed with the purchase, according to a new survey by Land Data. In a similar survey carried out by Land Data only 8 months ago, the same question revealed just 30% believed it would affect their decision to purchase.

Property News

Mortgage perks 'are relatively unimportant'

14-May-2008
Perks such as Lloyds TSB's Airmiles should not be viewed as a major factor when customers are deciding which mortgage to choose, which may be of note to first-time buyers.

Housing market 'continues to be stable'

13-May-2008
The housing market continues to be stable despite the implications of the credit crunch, according to the National Association of Estate Agents (NAEA).

First-time buyer deals available in Cheltenham

13-May-2008
First-time buyers struggling to get a foot on the property ladder may want to check out the offers available to them at Equinox in Cheltenham.

Government to help mortgage holders

12-May-2008
The government has announced it intends to inject £10 million into the area of debt help and advice in an attempt to reduce repossession figures.

First-time buyers 'opting for fixed-rate deals'

12-May-2008
First-time buyers are opting for fixed-rate mortgages in record numbers, according to one leading lender.

More News >>

Home Buying Advice

Help for First Time Buyers: How to Afford your First HomeHelp for First Time Buyers: How to Afford your First Home

  • Find a Property
    It’s never been easier to find a property you would like to buy.
  • Home Information Packs (HIPs)
    The introduction of Home Information Packs in the UK has been brought about to make the property buying process more transparent, quicker, more efficient and smoother.
  • Co-buy a Property with a Stranger
    Buying a property with someone else has obvious benefits in that it can more than halve the deposit you need to come up with.
  • Low Cost Home Ownership
    Whether you are a council or housing association tenant, keyworker or first-time buyer there are a range of schemes available to help you get your foot on the property ladder.
  • Repossessed Homes
    Repossessed properties are becoming an increasingly popular way for first time buyers to grab a bargain.
  • Auctions and Reverse Auctions
    Auctions: Buying a first home at an auction can often lead to a good buy - 90 per cent of the cheap property sold in the UK goes via auction.
  • Mortgages for Those with Debts
    There are many, many people who would like to own their first home but believe that they have too many debts to have any chance of having a first mortgage approved.
  • Inheritance Tax Planning
    Laws surrounding inheritance tax change slowly but it’s worth keeping up with how you can leave as much to your children as possible.
  • Stamp Duty
    Stamp Duty and Land Tax is payable in different amounts via the conveyancing solicitor, depending on the purchase price of the house.
  • Affordable Housing
    Affordable Housing is a general term to housing that is offered through favourable schemes to make it affordable.
  • Gifted Deposit
    A gifted deposit is a sum of money given by a third party for use as a deposit for a property.

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