Mortgage & Property Advice Centre for First Time Home Buyers

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Help for First Time Buyers.

How to buy a house - news, info, advice and help for first time buyers.  From first time buyers mortgages to finding your first property. Shared equity, shared ownership, mortgage advice, part buy part rent, guarantor mortgages, graduate mortgages, everything for your first home including new-build homes - even how parents can help. This is YOUR first time buyers' guide!

First Time Buyer News

First-time buyers' mortgages may rise as mutuals lending up 19%

29-Jul-2010
First-time buyers' mortgages may be easier to secure as data shows house purchase loans from building societies rose in June.

Base rate at 0.5% makes shared equity mortgages 'very affordable'

27-Jul-2010
Shared equity mortgages may be more affordable due to the continued low rate of inflation, according to one expert.

First-time buyer advice may rise as demand up 24%

26-Jul-2010
First-time buyer advice demand may have increased in 2010, as home buyer guidance increases by almost a quarter on last year.

First-time buyer mortgage dip 'just a wobble'

22-Jul-2010
First-time buyer mortgage dipped in May, but experts say this is not indicative of a long-term trend.

First-time buyer mortgages 'at lowest level since 2008'

21-Jul-2010
The number of first-time buyer mortgages approved has dropped to its lowest level since December 2008.

More News >>

Useful Articles

Help for First Time Buyers: How to Afford your First HomeHelp for First Time Buyers: How to Afford your First Home

  • Find a Property
    It’s never been easier to find a property you would like to buy.
  • Low Cost Home Ownership
    Whether you are a council or housing association tenant, keyworker or first-time buyer there are a range of schemes available to help you get your foot on the property ladder.
  • Repossessed Homes
    Repossessed properties are becoming an increasingly popular way for first time buyers to grab a bargain.
  • Auctions and Reverse Auctions
    Auctions: Buying a first home at an auction can often lead to a good buy - 90 per cent of the cheap property sold in the UK goes via auction.
  • Mortgages for Those with Debts
    There are many, many people who would like to own their first home but believe that they have too many debts to have any chance of having a first mortgage approved.
  • Inheritance Tax Planning
    Laws surrounding inheritance tax change slowly but it’s worth keeping up with how you can leave as much to your children as possible.
  • Stamp Duty
    Stamp Duty and Land Tax is payable in different amounts via the conveyancing solicitor, depending on the purchase price of the house.
  • Affordable Housing
    Affordable Housing is a general term to housing that is offered through favourable schemes to make it affordable.
  • Gifted Deposit
    A gifted deposit is a sum of money given by a third party for use as a deposit for a property.

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Is owning your own home still the be-all and end-a

Is it better to own your home rather than to rent?

yes
no

Is buying your first home more about making money than investing in your long term future?

yes
no

Do you worry about buying your first home and its value dropping?

yes
no

Could the government do more to help first time buyers?

yes
no

Do you think you are doing everything you can to get a decent deposit together?

yes
no, I could do more

Is it likely when you come to buy, that your parents will be helping you with the deposit or your mortgage?

yes
no, not at all